Congratulations on making such a wise and mature decision!
I'm very impressed. If you stick with your policy of getting only what you really want and can afford (at any given time) you'll be ahead of about 80% of the population who get into debt and don't know how to govern themselves wisely. Lol, I'm soundin' like an old grannie here, I think.
If you ever decide to part ways with T-Mobile, check out Consumer Cellular, which has similar plands and pricing. I've been with them for about 7 years and am well satisfied. Their customer service is great; one can even
understand what the Rep. is saying.