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My husband and I are considering putting an offer in on a house in Wynfield Creek. It's a slightly older home but has a ton of character and a small bit of land. How is the crime rate in that neighborhood? Should we get flood insurance? We don't have school aged kids, so I'm not concerned about schools. Just the neighborhood in general. We currently live in a small mountain town in Northern CA, but the crime here has become pretty bad. I'm hoping to get away from it.
In all of 2019 there has only been one police report in that community. It does look like that report was a stolen car though (no context though... for example could be a disgruntled ex with keys to the car driving away with it... or could have been random). You can check out crime mapping here: https://www.huntersville.org/180/Police-Department
Is the home in a flood plain? If not, flood insurance is a personal decision. The neighborhood back to McDowell Creek. It could be a cautious decision to buy it given the creek and lake near by, but if you aren't in a FEMA flood plain, it isn't required.
I live nearby and I would say it is a good neighborhood with a low crime rate as far as I can tell.
If you were not already aware, technically Wynfield, Wynfield Forest and Wynfield Creek are three different neighborhoods with separate HOA's but they all blend together. Wynfield and Wynfield Forest both have their own pool, clubhouse, etc. Wynfield Creek does not have either but I believe you can join one of the pools for a fee (and as a result I believe the HOA fees are the lowest at Wynfield Creek).
As the previous poster said, unless you are required to get flood insurance by FEMA, most probably wouldn't. And I'd bet the only ones that might even be required (and maybe not even those) would be ones that directly back up to the creek.
You can go to the FEMA website to see if a specific address is in a flood plane and to what degree/likelihood of a flood taking place for that specific property over a given year would be. I find it helpful to show clients in case they’re on the fence about carrying flood insurance if not required by their lender/insurer.
I hope it's a nice neighborhood, as we just bought very close to Wynfield. I thoroughly researched the area for crime, flood plain among many other aspects of the property. This is a good site to find LOTS of information on a specific property using the address (FEMA info is under Polaris, near bottom left) https://property.spatialest.com/nc/mecklenburg/#.
We're thrilled to be near LKN.
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