Quote:
Originally Posted by Mr_Geek
I am seeing it more and more where people asking for money outside grocery stores etc... are carrying high end smart phones. I was walking into Starbucks this morning and a guy looked up from his iPhone 6 Plus (starts at $749) to ask me for some money.
Yes, I know he may have bought it when he was in better shape and has a contract on it but if you are panhandling for money you should probably ditch the $800 phone and get a go-phone or something until you are back on your feet. This particular guy had a sign about how he needs money to feed his kid. That $800 phone could buy a few meals. If you are to the point of being homeless and not being able to feed your kids you should sell it and violate your contract or whatever it takes in order to feed your kids.
I wanted to say something but no good would have come of that conversation. My thoughts are that he is most likely just panhandling to get money to pay his cell phone bill or whatever hobbies/habits he may have. He probably just wants some extra money and doesn't really have no money to feed his kids.
Anyone else notice the panhandlers with high end smart phones?
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Americans in general have terrible spending habits.. Just take a look at
the cars we drive compared to most countries in Europe and Asia.
If you venture into France, Germany, the UK, you'll find that it's not common to see a brand new car. A lot of cars are 10 years old or even as old as 15 years old. It's not that they can't afford a new car, it's just that they prefer not to lease vehicles and trade them in because it's a waste of money.
However, in the USA, people trade their cars in like it's nothing. I often see brand new cars ON THE STREETS before I even hear about it online. Just the other week, I suddenly saw tons of redesigned Nissan Rogues and I wasn't even aware that Nissan redesigned that car. The only place where I see old cars is in less wealthy areas. Almost every middle class to upper middle class neighborhood I've been in in this country has a considerable amount of new cars.
Yeah, I know that Europe has much higher taxes than us, from income tax to luxury taxes on vehicles, but you get the idea... Americans feel like they should get their hands on the newest and most recent things despite our income and bank statements telling us otherwise.
So that's why I would have absolutely no sympathy for someone that's homeless with an iPhone. Maybe if they limited their luxury spending habits, like going out to eat, getting a new phone, car, etc, then they could afford to survive while seeking employment for a bit. They could
save money...
I believe you should always have enough money saved up to last you AT LEAST three months without an income. I know this is hard for some, especially with student loans, kids, etc, but if you have a brand new, unnecessarily expensive iPhone, then you can't really pull the victim card....
The iPhone 6 is no joke! That thing is expensive and it's the latest and greatest. It's not like an iPhone 4 that can be found for $60 online. The iPhone 6 is not something that I would get if I didn't have at least two or three months of money saved up to live on in case I'm suddenly unemployed.
I'll admit, I'm single and just living my life so I'm in a pretty good financial situation. My parents paid for college. I know I'm privileged when it comes to finances. But I also know that I have to live below my means if I make enough money to do so.
I can be unemployed for 14 months without changing my spending habits in terms of going out, driving, taking the subway, groceries, rent, etc. I just penny pinched like crazy as soon as I got out of college. The fact that I did paid internships also helped A LOT, too... But that's not the point here.
The point here is.... If you're homeless now but still bought a brand new expensive iPhone prior to being homeless, that means that you put luxuries over being financially stable. It's
probably your fault that you're homeless. It could've possibly been prevented. Maybe the homeless person OP posted about would've been able to pay his bills for a few months despite being unemployed if he just cut back on luxury spending.
Maybe the homeless person OP posted about would also be able to afford moving to a different city or state to find employment if he cut back on luxury spending.
If I see a panhandler, I'd much rather give them a Subway or Burger King gift card than cash. You never know what the situation might be. He could've just been an idiot with his money prior to becoming unemployed. He could be fueling an expensive habit like gambling or drugs.
There's a difference between being "unemployed while spoiled", which is what OP's homeless person is, and someone who got unlucky and is simply homeless.