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I've found 2 dentists that I think will be able to do a good job at removing my mercury fillings. They say they take insurance "PPO". Dental insurance is all new to me (I'm from England) and I wanted to know what would be the best provider to go with? I was told to stay away from Cobra.
Not sure yet. I wanted to do a blood test to see what materials my body works best with. My sister says I should get porcelain. Do you know anything about dental insurance? One company side to me that I'm better off paying out of pocket.
Not sure yet. I wanted to do a blood test to see what materials my body works best with. My sister says I should get porcelain. Do you know anything about dental insurance? One company side to me that I'm better off paying out of pocket.
What blood test gives you this information?
In general, there is no such thing as "dental insurance". These are best viewed as a gift card which covers a percentage (often 80%) of fees up to a yearly maximum. There are also many exclusions and limitations on what you can use the gift card for, and they tend to only cover simple, cheap treatments like cleanings and fillings and some crowns. "Dental insurance" is actually the opposite of insurance.....it would be like your auto insurance paying for your oil changes but not for a major collision. For the cost benefit, "dental insurance" is usually only a good deal if it's purchased for you by someone else (usually an employer). This is because the yearly maximum benefit is around $1200 on average, and the plan costs about $100 per month on average. I'll let you do the math.
In general, there is no such thing as "dental insurance". These are best viewed as a gift card which covers a percentage (often 80%) of fees up to a yearly maximum. There are also many exclusions and limitations on what you can use the gift card for, and they tend to only cover simple, cheap treatments like cleanings and fillings and some crowns. "Dental insurance" is actually the opposite of insurance.....it would be like your auto insurance paying for your oil changes but not for a major collision. For the cost benefit, "dental insurance" is usually only a good deal if it's purchased for you by someone else (usually an employer). This is because the yearly maximum benefit is around $1200 on average, and the plan costs about $100 per month on average. I'll let you do the math.
First off dental insurance will not pay for removal of mercury fillings unless they are failing or they discover more decay. My wife is the insurance coordinator for a multi million dental practice in st.pete Florida before that in Chicago Il. She has been doing this for over 25 years. And dental insurance is not like a gift card. THere is Aetna, prudential , and delta. These are major insurance companies for dental insurance. Also most dentist have no clue what insurance will pay thats why they hire people like my wife, all the dentist is concerned with is the bottom line.
Thanks guys for all you responses. Has been an interesting read. A dentist mentioned 'Care Credit' because she felt there's not many good insurance plans for private dentists. When I looked up CC I found a lot of complaints and scam accusations.
Thanks guys for all you responses. Has been an interesting read. A dentist mentioned 'Care Credit' because she felt there's not many good insurance plans for private dentists. When I looked up CC I found a lot of complaints and scam accusations.
My wife says care care credit is pretty good never had any problems ith them.
That's cool my wife and I are from Michigan also that we're she started her dental career. We're from the metro Detroit area.
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