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Old 09-20-2015, 04:37 AM
 
2,278 posts, read 2,753,686 times
Reputation: 1864

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Hello all. So I haven't seen a dentist in nearly 25 years! I'm searching around for dental insurance that will cover possible surgery for tooth extractions. I really don't know what's going on with my wisdom teeth. One day pain started to radiate all around my right jaw area. Some days the pain is severe. I'm pretty sure it's my wisdom teeth and am looking for worst case scenario, which is surgery perhaps. So, can anyone recommend a dental insurance plan or any aspect of dental insurance that would cover this? Thanks.
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Old 09-20-2015, 01:32 PM
 
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For expensive treatment, most insurance companies require a waiting period before you are eligible to use those benefits. Otherwise, people would go pay $100 for a single monthly premium, get their treatment, then stop paying. The insurance company cannot collect $100, then pay out $2000, and expect to stay in business.
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Old 09-20-2015, 02:00 PM
 
13,466 posts, read 21,837,156 times
Reputation: 36964
My son is having his removed tomorrow. His dental insurance isn't paying a penny. I hoped medical would cover at least the sedation, nope. He has Delta Dental.
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Old 09-20-2015, 05:40 PM
 
5,273 posts, read 12,881,918 times
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Sorry, jaredC, but I have a real problem with insurance fraud. And that's what you're seeking. You wait until you need insurance, then go out looking for it. That's wrong.

That said, people die from dental infections. I suggest you get looked at ASAP.
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Old 09-20-2015, 08:24 PM
 
2,278 posts, read 2,753,686 times
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Quote:
Originally Posted by BLAZER PROPHET View Post
Sorry, jaredC, but I have a real problem with insurance fraud. And that's what you're seeking. You wait until you need insurance, then go out looking for it. That's wrong.

That said, people die from dental infections. I suggest you get looked at ASAP.
What the hell you talking about? I finally got my raise at work and I'm now looking for dental insurance. I'm not looking to defraud the poor insurance companies. Jesus. Go take your holier than thou BS elsewhere.

Last edited by jaredC; 09-20-2015 at 08:50 PM..
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Old 09-20-2015, 08:25 PM
 
2,278 posts, read 2,753,686 times
Reputation: 1864
Quote:
Originally Posted by Mattie View Post
My son is having his removed tomorrow. His dental insurance isn't paying a penny. I hoped medical would cover at least the sedation, nope. He has Delta Dental.
Delta Dental was what I was looking at too.
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Old 09-21-2015, 07:43 AM
 
5,273 posts, read 12,881,918 times
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Quote:
Originally Posted by jaredC View Post
What the hell you talking about? I finally got my raise at work and I'm now looking for dental insurance. I'm not looking to defraud the poor insurance companies. Jesus. Go take your holier than thou BS elsewhere.
Yes you are.

And you know it.
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Old 09-21-2015, 08:11 AM
 
13,466 posts, read 21,837,156 times
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Quote:
Originally Posted by jaredC View Post
Delta Dental was what I was looking at too.
What you can try is signing up for Aetna Vital Savings. Coverage is immediate after completing the application online. We pay $125/yr for 4 people. But, it isn't insurance, it's a discount plan. My dentist does cleanings at 40% off with enrollment. I save about 30% on dental work. Because it's an Aetna program, I didn't have any trouble finding dentists to accept it.
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Old 09-21-2015, 08:31 AM
 
2,278 posts, read 2,753,686 times
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Quote:
Originally Posted by BLAZER PROPHET View Post
Yes you are.

And you know it.
Eh, your opinion means little to nothing to me. Go donate your life savings and future earnings to them since you feel so bad about them having to provide the coverage we pay for.
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Old 09-21-2015, 08:32 AM
 
2,278 posts, read 2,753,686 times
Reputation: 1864
Quote:
Originally Posted by Mattie View Post
What you can try is signing up for Aetna Vital Savings. Coverage is immediate after completing the application online. We pay $125/yr for 4 people. But, it isn't insurance, it's a discount plan. My dentist does cleanings at 40% off with enrollment. I save about 30% on dental work. Because it's an Aetna program, I didn't have any trouble finding dentists to accept it.
Hmmm, ok, I'll try that. From what I can see, most dental insurance doesn't cover for anything besides routine checkups.
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