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What people can't figure out (nor can I) is how much I have not worked for years. Oh sure, here and there, but I figure life is short and I'd rather eat ramen than put up with crap in some corporate cube. So I eat ramen.
I see people brag about how much they make but never hear about how much they save.
When I hear terms thrown out like frugal, thrifty, cheap... I think of people that have financial intelligence. There are extreme number of ways to throw your money away in this economy. The ability to make money is just one aspect of the total financial picture. Being able to hold onto the money you make and make it grow is infinitely more important. The growing list of lottery winners that end up bankrupt is a good example of financial ignorance that has spread like a cancer through our culture.
In my group of friends, the running joke is about how cheap I am. Really though, I'm the one laughing at them.
My wife and I own our modest house with plenty of acreage for our critters and kids. They have big mortgages for their Mcmansions.
We own our vehicles (2 trucks, mini van and subaru wagon) which are older but in great shape as we keep them well maintained. They pay $400-$500 a month on leases for their shiny toys.
We have zero debt they have big credit card balances.
We have a nice nest egg in the bank. They do not.
Living a simple life seems to work for us. I say let them laugh and when SHTF and they lose it all, we'll put them up in the barn.
In my group of friends, the running joke is about how cheap I am. Really though, I'm the one laughing at them.
My wife and I own our modest house with plenty of acreage for our critters and kids. They have big mortgages for their Mcmansions.
We own our vehicles (2 trucks, mini van and subaru wagon) which are older but in great shape as we keep them well maintained. They pay $400-$500 a month on leases for their shiny toys.
We have zero debt they have big credit card balances.
We have a nice nest egg in the bank. They do not.
Living a simple life seems to work for us. I say let them laugh and when SHTF and they lose it all, we'll put them up in the barn.
That is awesome.
How about if someone tells you that you aren't taking the money with you when you are dead? How do you respond.
The proper response is "Yeah, but I won't have to eat dog food when I retire."
Good one.
Well, what if they say that you can be dead tomorrow or the next day. How do you respond to that?
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