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This does NOT stop you from ALSO increasing your income.
Pride and self respect, though, DO stop me from that. Along with a comforting measure of laziness and the pleasure of being in control of the finite hours of my life.
Nobody on his death bed ever said "I wish I had spent more time at the office". But there are plenty who have said "I wish I had never bought that sailboat".
Pride and self respect, though, DO stop me from that. Along with a comforting measure of laziness and the pleasure of being in control of the finite hours of my life.
Nobody on his death bed ever said "I wish I had spent more time at the office". But there are plenty who have said "I wish I had never bought that sailboat".
Interesting article. I'm a little bit of both but primarily a macro-frugal since I don't buy too many processed foods so coupons don't really work for me but I don't like paying full price for anything. It's funny because I used to be the opposite of macro-frugal... buying big ticket items based on the max monthly payments rather than the grand total. I think in the long term macro-frugal habits pay off with larger returns.
Micro-frugality: Paying attention and cutting out the small expenses (i.e. food, eating out, daily coffee, etc.) since they "add up".
Macro-frugality: Cutting back on the big expenses (rent, car payment, etc.) while not paying too much attention to the small expenses.
To a certain extent, it is a false dichotomy. Ultimately, you have to put the heaviest emphasis on the macro. If your rent/mortgage is 1/3 of your gross income or more, that is a prescription for payday to payday living. Not good. But you still have to watch the small expenses, too. Some people can fritter away large sums of money on small things. But if the big expenses are under control, then it's fine and good to blow money on small things if you enjoy them.
Yes, you do. This is a discussion forum, not a place for a vague meaningless 3-word quip without a noun nor a verb, with the purpose of ridiculing another poster.
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you REALLY don't get that!?
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Originally Posted by Themanwithnoname
There are ways to increase your income without giving up 'your pride and self respect'
In the private sector, virtually every employment is a link in a chain of transferring wealth from the consumers to the financial overlords (Wall Street) who are using their workers as pawns to maximize their share of power, wealth and de-facto royalty. Playing my part in that does not fill me with pride nor self-respect. If that is what makes you proud, then knock yourself out for some of the scraps, but don't project your own persona on the rest of us. Some of us don't want it and have found a way to escape it, and it gives us self-respect.
Last edited by jtur88; 12-13-2011 at 08:39 AM..
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Ok, if I really need to spell it out:
