11,000kW-hr /yr x 12 months/yr =
916 kW hr/month-- average US household electric demand
https://www.eia.gov/energyexplained/...e-in-homes.php
Peak sun for TX--
4.8 to 6.5hrs https://www.turbinegenerator.org/solar/texas/
BTW-- the capacity factor for solar installations (ratio of actual production vs stated capacity) is only in the 10-25% range in most cases-- although considerably higher in the SW US "Sun Belt."
https://solarsena.com/solar-capacity...-states-power/
How big is your system? With that info, we can calculate your capacity factor.
You stated you generate 98kW one day... that was over 5.5hrs of good sunlight (+/-, depending on your location)...98/5.5 = 18 kW each hour, so you must have an 18kW installation.....panels are usually 300W, so 18000/300 = 60 panels...panels are on the order of 3.5 x 5.5 ft x 60 panels = 1155 sq ft.
..and, foro your production to go down by only 20% on a cloudy vs sunny day, then we can deduce that your system is much larger than 60 panels-- or else you better check your meter's accuracy.