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If online banking isn't feasible for you (and Fidelity is a great online banking option) - your options are to stick with a mainland bank and do direct deposit (withdraw in Hawaii with ATM card - but you can get checks with your local address) or get a local Hawaii Bank and send an ATM card to the daughter in Arizona. There are no mainland banks in Hawaii.
I signed my daughter up as a card holder on my Amex. She could charge what she needed and I could pay (if I wanted) the next day. Doesn't always need to be a debit card.
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