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I need to make a payment arrangement with my doctors office for a $600 bill. Does anyone know what an average term would be for a payment arrangement? 3 months? 6 months? 12 months?
I don't know the average length but I bet if you call them up and try to arrange something, they will work with you.
Just tell them your situation and they try to work with you.
This reminds me of a time when I had some extensive dental work done and my portion of the bill came to almost $1000. I didn't know what to do because I didn't have that kind of money so I just sent them $100. The next month they rebilled me for the full amount less the $100 so I sent them ANOTHER $100. This went on for a couple months then they sent me a bill with a notation on it that said "professional discount" and credited me $200! That left me with a manageable balance so I paid the whole thing off. I never did talk to anyone in the office to ask if I could make partial payment (better to ask forgiveness than permission, haha) but it worked out for me. I suspect they just wanted to get me off the books!
I went to that dentist for 25 years so I suppose they knew I was good for it.
It took us 5 years to pay off our first child and this was to a hospital. I think we paid $10 a week.
They hassled me for more but I told them that was the amount I KNEW I could commit too vs some other amount they made up that would constantly leave me scrambling. They gave in and the bill got paid; each payment on time.
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