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Old 04-17-2015, 06:35 AM
 
31,683 posts, read 41,050,316 times
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Quote:
Originally Posted by mathjak107 View Post
boy once you hit the finish line my view of roths totally changed .

drawing tax free roth income , no tax on your social security and no rmd's and the high tax brackets that can go with them are a huge advantage.

it is not just about looking at your final years income and going oh i will be in a lower bracket with no pay checks.

far from it , the real value is in all the things you don't get taxed on.

tax free social security for a lifetime is priceless.
What the finish line gets advertised as is sometimes different after you cross it. Strongly encourage both strong tax and tax free accounts. Maximize flexibility.
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Old 04-17-2015, 06:41 AM
 
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it reminds me of that picture that was going around years ago. you hold it upright and it is a beautiful princess. you turn it upside down and it is an ugly witch.
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