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there has to be more to this story as far as what it was in .
but like was said , not taking an interest in something as important as your money is insane ..
i bet you would spend time researching a car or refrigerator or restaurant but no time for learning about your finances .
we would like to know what it was in if you even know .
i don’t use vanguard because customer service was the worst and their policies are awful but their funds and etfs are fine
Well there’s obviously pieces missing. There’s no chance a vanguard managed program lost 50% over the time period and certainly not in a single month
there has to be more to this story as far as what it was in .
…
we would like to know what it was in if you even know .
Quote:
Originally Posted by Lowexpectations
Well there’s obviously pieces missing. There’s no chance a vanguard managed program lost 50% over the time period and certainly not in a single month
Agree with both of you. Way way more to the story here. Doubt we’ll ever get the full picture though.
i don’t use vanguard because customer service was the worst and their policies are awful but their funds and etfs are fine
I was with Vanguard for nearly 40 years before leaving at the first of this year. I never had a problem with Customer Service, but they seemed to have lost focus on the customer (and owner) over the last several years. More nickel-and-dime stuff/new charges for things that were once free, lawsuits over not putting customer needs first and other things just started to build up. I was somewhat surprised that I never received a call or email from my Flagship advisor asking why I left.
I was with Vanguard for nearly 40 years before leaving at the first of this year. I never had a problem with Customer Service, but they seemed to have lost focus on the customer (and owner) over the last several years. More nickel-and-dime stuff/new charges for things that were once free, lawsuits over not putting customer needs first and other things just started to build up. I was somewhat surprised that I never received a call or email from my Flagship advisor asking why I left.
they dropped all our beneficiaries on joint accounts
they told us we would be better served with a trust which for a fee they will do
my fidelity rep couldn’t believe they did that and tried to push you into a trust where one wasn’t needed
I've had the lion's share of my investments with Vanguard for many years. I'm perfectly happy that they are doing what I want them to do... and that is to invest my money into the funds/etfs that I choose and charge me the absolute minimum amount possible for doing this. Vanguard is by far the lowest cost investment broker that is equipped to handle any type of investment that I might be interested in investing in.
They keep asking me if I would like to speak with an investment advisor, and I keep politely telling them "No thanks. I'll do it myself." And I'm perfectly happy with the results I have achieved. Vanguard executes my trades fast, efficiently, and inexpensively and provides great recordkeeping for me to access when it's time to file my taxes.
I've had the lion's share of my investments with Vanguard for many years. I'm perfectly happy that they are doing what I want them to do... and that is to invest my money into the funds/etfs that I choose and charge me the absolute minimum amount possible for doing this. Vanguard is by far the lowest cost investment broker that is equipped to handle any type of investment that I might be interested in investing in.
They keep asking me if I would like to speak with an investment advisor, and I keep politely telling them "No thanks. I'll do it myself." And I'm perfectly happy with the results I have achieved. Vanguard executes my trades fast, efficiently, and inexpensively and provides great recordkeeping for me to access when it's time to file my taxes.
vanguard is a hassle if you want to cancel a fund purchase. there was never a cancel button like fidelity has .
their cancelling all beneficiaries on joint accounts was just nuts .plus there was no notification they did it .
i only found out when i went on line and it said things to do - setup beneficiaries.
only every time i tried it bumped them out . finally i called and was told you can no longer do that . that’s crazy
also when i called with a question on my transfer the reps played a game of hot potato passing me all over the place .
at least fidelity’s rep owns the problem .. they always either get the right person on line with us or they call back with an answer .
they passed me right to a phone with a recording on it that said to hold .
for laughs we stayed connected for an hour and no one ever answered
I read today that a vast majority of stocks in the S&P 500 have not recovered or recovered 5% from the bear market. The recovery or bull market is due to just a few stocks. So I can see getting hit by the dip and not showing much of an increase in 2023 depending on what stocks, mutual fund or ETF you are invested in.
Location: We_tside PNW (Columbia Gorge) / CO / SA TX / Thailand
34,724 posts, read 58,067,115 times
Reputation: 46190
Quote:
Originally Posted by dallasdean
... So I can see getting hit by the dip and not showing much of an increase in 2023 depending on what stocks, mutual fund or ETF you are invested in.
50% decline of aggregate assets points to a radical change in strategy.
I have a couple laggers (individual Stocks) that could deliver that type of decline, but not indicative of the whole portfolio.
(We have no idea what % of whole that OP allocated to VG.)
Reinforces the saying, "no one but YOU cares for YOUR money, as YOU do.".
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