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Town removed a tree on my sidewalk and requires me to repair sidewalk
d) in the letter says I can attach my homeowners insurance if no contractor is used. Can I hire someone who does not have insurance coverage and use this option?
b) sketch or survey? I guess I don't need this for sidewalk repair? If I must, how do I do that?
Town removed a tree on my sidewalk and requires me to repair sidewalk
d) in the letter says I can attach my homeowners insurance if no contractor is used. Can I hire someone who does not have insurance coverage and use this option?
b) sketch or survey? I guess I don't need this for sidewalk repair? If I must, how do I do that?
You want to hire a contractor that does not carry Liability Insurance? Are you crazy!!! As someone who works in the insurance business I cannot believe I am hearing this. Also in another post you mentioned you do not have insurance on your home because it's paid off? If someone trips and falls on your property you are screwed if you get sued.
You want to hire a contractor that does not carry Liability Insurance? Are you crazy!!! As someone who works in the insurance business I cannot believe I am hearing this. Also in another post you mentioned you do not have insurance on your home because it's paid off? If someone trips and falls on your property you are screwed if you get sued.
This is the guy who doesn't have homeowners insurance either, remember???
OP, go ahead and hire someone with no insurance - when they get hurt you become their employer, responsible for all their bills.
When they damage something, YOU become your their insurer, liable for all the damages the cause.
OK, sarcasm over. No, what the letter means is if you do the work yourself you must provide proof of homeowners insurance, which I don't recommend doing because your homeowners insurance that you don't have anyway won't cover you for that.
They wreck the sidewalk and you are now not only responsible, but you need to jump through all the hoops and crap to repair something that was no fault of your own?
What a joke. Fill it with gravel. Or dirt and grass. Eff them.
Status:
"Let this year be over..."
(set 18 days ago)
Location: Where my bills arrive
19,219 posts, read 17,080,738 times
Reputation: 15537
They want you to fix what they damaged do this, go to Home Depot buy 2 or 3 bags of concrete based on the repair size. GO to Harbor Freight and buy a trowel for a few bucks if you don't have one. Mix, dump and smooth watch a YouTube video first if your really concerned.
They don't like it they can come out and repair the sidewalk to the standards they wish to maintain. What a crock when the county installed a french drain on my property and my neighbors behind the curb they repaved my driveway and replaced the section of walkway that were dug up by the project.
I have to fix a section of sidewalk in front of my home too, thanks to having a tree planted by the town die and eventually removed by the town. I am in the process of getting estimates.
I have to fix a section of sidewalk in front of my home too, thanks to having a tree planted by the town die and eventually removed by the town. I am in the process of getting estimates.
The town owns the tree and is responsible. They can replant another tree in the fall. The homeowner is responsible for the sidewalk. At least that is how it works in my location.
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