04-11-2013, 08:41 PM
18,438 posts, read
19,092,083 times
Reputation: 15793
Quote:
Originally Posted by
CyberCity
Honestly, I don't need to talk to an investment adviser, it is not my finances that are being discussed. It is the OP's in relation to their desire to move to Hawaii.
I agree, this couple has already saved 30 grand, some people their age save nothing with the same kind of income. many people live their entire life without saving anything. lots of folks also don't want to get into the stock market or bonds. sounds like the op will continue to try to save, if hawaii doesn't work out for them, they can move back to the mainland start all over and if they want to save again they will.
money is to be spent and to enjoy your life with. having a pile in savings while you live life worried about not having money down the road is no way to live life.
the op is smart about money already which is why he has a nice savings already. he is smart enough to figure out if he wants to roll the dice and see if he can make it in the islands. nothing ventured nothing gained.
04-11-2013, 08:49 PM
Location: Kahala
12,120 posts, read
17,998,506 times
Reputation: 6176
Seriously, 30K is nothing. I can't believe you think at age 30 that is sufficient. That's part of the problem in the US now - you can't expect the government to pay your bills when you retire.
04-11-2013, 09:08 PM
18,438 posts, read
19,092,083 times
Reputation: 15793
you can die before retirement. live life, be smart about but go for what you want in life. no one ever has "enough money", how much is subjective.
04-11-2013, 09:48 PM
1,730 posts, read
3,822,146 times
Reputation: 1215
Quote:
Originally Posted by
whtviper1
Seriously, 30K is nothing. I can't believe you think at age 30 that is sufficient. That's part of the problem in the US now - you can't expect the government to pay your bills when you retire.
The fact that a couple is still exploring life at 30 does not doom them to being unable to support themselves in their retirement.
Some of us see life as an adventure, and some see life as a script to be followed. We each get to make our own choices.
The OP has managed to save up enough to have a comfortable move to Hawaii, with enough money to get settled. And enough to return to the mainland if they decide Hawaii is just a short-term adventure. They have a dream, and have worked to make it possible. Kudos.
Simply said, "Life is what happens to you while you're busy making other plans". I pity the person at 30 that is so worried about retirement they cannot enjoy their life now.
04-11-2013, 10:01 PM
1,872 posts, read
2,826,835 times
Reputation: 2168
Quote:
Originally Posted by
CyberCity
The OP has managed to save up enough to have a comfortable move to Hawaii, with enough money to get settled. And enough to return to the mainland if they decide Hawaii is just a short-term adventure. They have a dream, and have worked to make it possible. Kudos.
They have saved enough to get there, get settled and then have to work their butts off just to be able to stay. Nothing wrong with that, IF that is what you are wanting to do. This would not be what I would want to do, but maybe that's what they are looking for.
OP, if you do decide to do this, please, please, PLEASE set aside enough money to get back home and get re-estabished if things do not work out for you in Hawaii. Then I would suggest that you do not touch this money unless you are using it to go back home.
04-12-2013, 01:56 AM
Location: Kahala
12,120 posts, read
17,998,506 times
Reputation: 6176
Quote:
Originally Posted by
CyberCity
The fact that a couple is still exploring life at 30 does not doom them to being unable to support themselves in their retirement.
Some of us see life as an adventure, and some see life as a script to be followed. We each get to make our own choices.
The OP has managed to save up enough to have a comfortable move to Hawaii, with enough money to get settled. And enough to return to the mainland if they decide Hawaii is just a short-term adventure. They have a dream, and have worked to make it possible. Kudos.
Simply said, "Life is what happens to you while you're busy making other plans". I pity the person at 30 that is so worried about retirement they cannot enjoy their life now.
Opinion only - but that entire response seems like someone really really elderly and out of touch - sorry. I know you are really old - no offense.
I'm always surprised when someone doesn't know someone that should pack up and go - blow there meager savings - have
no job lined up - have
no way to rent without jobs. And think that is a responsible life. It is way to carefree and elderly for my taste - sorry again.
At 30, you should be strarting a serious plan on retirement. Like get your act together. Stuff like that. Carefree and fancy free is kind of silly at age 30.
Again, trying to be nice - but the elderly responses read like - I with I would have done that - but I don't understand the impact or practicality of that - because, well, I'm old.
Lastly - trying to be nice - I don't buy at all this is a real story. I don't care if there is follow up posts - it is so way off the top and crazy.
Last edited by whtviper1; 04-12-2013 at 02:16 AM ..
04-12-2013, 02:14 AM
Location: Wellston
15 posts, read
18,701 times
Reputation: 30
Quote:
Originally Posted by
hothulamaui
you can die before retirement. live life, be smart about but go for what you want in life. no one ever has "enough money", how much is subjective.
This is exactly how I feel. I just had two people I work with that have been working at this factory for 20+ yrs. both died from cancer. Situations like that make you really think about how short your time is on this planet.
04-12-2013, 02:37 AM
Location: Wellston
15 posts, read
18,701 times
Reputation: 30
Quote:
Originally Posted by
McFrostyJ
OP, if you do decide to do this, please, please, PLEASE set aside enough money to get back home and get re-estabished if things do not work out for you in Hawaii. Then I would suggest that you do not touch this money unless you are using it to go back home.
Thanks for
positive advice. We have already planned to this with a separate savings account.
04-12-2013, 02:39 AM
Location: Wellston
15 posts, read
18,701 times
Reputation: 30
whtviper1 please change your name to Mr. Negativity. My God!!
04-12-2013, 02:46 AM
Location: Honolulu Hawaii
106 posts, read
231,027 times
Reputation: 208
Quote:
Originally Posted by
whtviper1
Opinion only - but that entire response seems like someone really really elderly and out of touch - sorry. I know you are really old - no offense.no job lined up - have no way to rent without jobs. And think that is a responsible life. It is way to carefree and elderly for my taste - sorry again.
Wow. This seems a lot unnecessary.
I think anybody has a right to their opinions, good or bad, as most opinions are honest and true for the person that is answering, but state it once and move on unless the OPs need and ask for clarification. Nobody is the gatekeeper of Hawaii. None of us know a true thing about the lives of those seeking the advice.
I dunno, I wonder about those who forget how to be "carefree and fancy free" at any age! When I hear statements like that I (honestly) immediately wonder if someone missed out on being loved as a child or lived some sort of sheltered unimaginative life and never learned how to dream. I am so grateful I grew up as a creative soul. Loving music, art, plays, song and dance and discovering new things and taking chances.
Hawaii is good for the soul. Some people thrive here, some go back eventually. Most of us are honest on the challenges of moving to and living in Hawaii, but still can understand someone making a life decision that really in the end does not have an affect on us.
Last edited by manapua12; 04-12-2013 at 03:00 AM ..
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Most Common Occupations - Construction and extraction occupations (%)
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People in Group quarters - Agriculture workers' dormitories on farms (%)
People in Group quarters - Job Corps and vocational training facilities (%)
People in Group quarters - Other workers' dormitories (%)
People in Group quarters - Crews of maritime vessels (%)
People in Group quarters - Other nonhousehold living situations (%)
People in Group quarters - Other noninstitutional group quarters (%)
Residents speaking English at home (%)
Residents speaking English at home - Born in the United States (%)
Residents speaking English at home - Native, born elsewhere (%)
Residents speaking English at home - Foreign born (%)
Residents speaking Spanish at home (%)
Residents speaking Spanish at home - Born in the United States (%)
Residents speaking Spanish at home - Native, born elsewhere (%)
Residents speaking Spanish at home - Foreign born (%)
Residents speaking other language at home (%)
Residents speaking other language at home - Born in the United States (%)
Residents speaking other language at home - Native, born elsewhere (%)
Residents speaking other language at home - Foreign born (%)
Class of Workers - Employee of private company (%)
Class of Workers - Self-employed in own incorporated business (%)
Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)
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