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Well depending on how things go. I could be making a move from Indiana to NH
Sounds like NH is more laid back then Indiana (and Indiana taking huge hits in jobs has many people depressed)
NH looks alot more gun friendly in Indiana, but from what i can see you do not have a LifeTime CC permit. but if i read correctly $10 for 4 years isnt bad.
NH has much much much much lower taxes then Indiana as in Indiana seems like everything is Taxed to DEATH.
Tbh it looks like NH has hardly any crime.
Weather, eh im not fond of cold and snow as NH gets alot more snow then Indiana but it seems Indiana gets longer super cold streches plus what seems to be a 30MPH N.W. Wind ever single day in winter in Indiana so id be trading more snow for less temp extreme (and yes i know it can get the -30 range there it can here to) NH dont get the severe weather like we do that i would kinda miss nothing like chasing tornadic storms lol.
Hopefully my deal goes though and I can make the move up there in the next few months. im so tired of Indiana
Well depending on how things go. I could be making a move from Indiana to NH
Sounds like NH is more laid back then Indiana (and Indiana taking huge hits in jobs has many people depressed)
NH looks alot more gun friendly in Indiana, but from what i can see you do not have a LifeTime CC permit. but if i read correctly $10 for 4 years isnt bad.
NH has much much much much lower taxes then Indiana as in Indiana seems like everything is Taxed to DEATH.
Tbh it looks like NH has hardly any crime.
Weather, eh im not fond of cold and snow as NH gets alot more snow then Indiana but it seems Indiana gets longer super cold streches plus what seems to be a 30MPH N.W. Wind ever single day in winter in Indiana so id be trading more snow for less temp extreme (and yes i know it can get the -30 range there it can here to) NH dont get the severe weather like we do that i would kinda miss nothing like chasing tornadic storms lol.
Hopefully my deal goes though and I can make the move up there in the next few months. im so tired of Indiana
I feel qualified to answer your post as I have lived in NH, (family still lives there) and I currently live in Indiana (also lived in another city in the state previously).
NH and IN could not be more polar opposites on many levels...
NH has a LOW tax burden but NOT a low cost of living. Many people get those two facts confused. The best way to take advantage of the NH "advantage" is to live in southern NH and work in MA where the high paying jobs are. NH tends to be much more insulated from economic swings compared to IN, which continues to a have a plethora of economic struggles as you state. NH tends to have a more specialized economy with MANY small business owners and self employed people. In the rural areas of NH you would be advised to bring your own income and job as the local economic base is quite small. Most of the population and employment in NH is concentrated in the southeast 1/3 of the state with few exceptions.
Housing: This is the most expensive aspect of NH with regard to direct COL impacts. With 70+% of all tax revenue collected through property taxes everyone will pay regardless of whether you buy or rent. Property taxes vary widely depending on what city or town as well. Look up 2010 NH equalized tax rates as the new info by town has just come in online. The average property tax amount in southern NH for an average house is in the $5500-$6500 range now. Rents generally run in the $800-1000+ range.
Taxes: As stated NH does not have an income or sales tax. NH will tax you on dividends and capital gains, however. NH has a plethora of shopping outlets and brick/mortar stores due to the lack of a sales tax. It attracts lots of revenue from MA, tourists, etc.
Urban/Suburban areas: This is where a big majority of NH residents live, particularly the 93 and 293 corridors stretching from Concord to Nashua. The Seacoast county of Rockingham is the 2nd highest populated and includes the I-95 corridor. Train transit between Boston and Portsmouth as well as Hillsborough County, NH also exists for those that want other transit options.
Rural areas: As stated, many parts of central and northern NH are tough to earn a living if you do not bring your own job, your own income, or have a trust fund. Many scenic areas have a well defined summer tourism season where seasonal jobs increase, traffic increases, and stores get more crowded. Prime examples would be: Meredith, Wolfeboro, North Conway, etc.
Heating, Electricity, Cable, Food: Food prices tend to mirror the national average or be slightly more expensive in NH. Cable and internet prices tend to also be close to the national average. Heating costs are much higher if you use electric, as it is the most expensive way to heat in NH. Other heating sources used include: heating oil, propane, kerosene, wood, and wood pellets. Natural gas for heating is generally confined to ONLY cities and dense areas with few exceptions. Electricity costs tend to run above the national average.
My parents live in NH and are retired. Send me a direct message if you want more info. I know most areas of the state pretty well.
Yup. Bought a house here before the housing crash, when we needed to come back and take care of an elderly family member. We made a huge mistake not renting.
Now the obscene property taxes are bankrupting us. The same priced house in FL cost us $2,000 a year in property taxes, but costs us $12,000 a year here. And NH doesn't even provide trash pickup. I don't know if we'll be able to sell the house even 10 years down the road. We never thought the collapse could be so total, so catastrophic, and so endless. Our house is still assessed at more than it cost at the peak of the market. Not to mention that we're prevented from fixing up the old family home due to NH's insane over-regulation of any property within 250' of grasses that might be touched in a major flood.
Have you seen the prices of homes & condos in Florida lately?? Now THAT was a crash!
The state of NH doesn't provide trash pickup. Many TOWNS provide trash pick up, others don't. When I lived in a town that didn't provide, I had to pay a private hauler (didn't have a truck at that time).
Yes, property taxes are a bummer. When did you last attend a town budget meeting? It's up to the residents to get vocal when these things are decided on. This is the time of year that towns are budgeting for the next fiscal years. I'm going to be attending meetings and though it's against my nature, I'm planning on getting vocal. I suggest anyone who has a problem with their property tax bills do the same.
Quote:
Originally Posted by NHartphotog
Yup. Bought a house here before the housing crash, when we needed to come back and take care of an elderly family member. We made a huge mistake not renting.
Now the obscene property taxes are bankrupting us. The same priced house in FL cost us $2,000 a year in property taxes, but costs us $12,000 a year here. And NH doesn't even provide trash pickup. I don't know if we'll be able to sell the house even 10 years down the road. We never thought the collapse could be so total, so catastrophic, and so endless. Our house is still assessed at more than it cost at the peak of the market. Not to mention that we're prevented from fixing up the old family home due to NH's insane over-regulation of any property within 250' of grasses that might be touched in a major flood.
Yup. Bought a house here before the housing crash, when we needed to come back and take care of an elderly family member. We made a huge mistake not renting.
Now the obscene property taxes are bankrupting us. The same priced house in FL cost us $2,000 a year in property taxes, but costs us $12,000 a year here. And NH doesn't even provide trash pickup. I don't know if we'll be able to sell the house even 10 years down the road. We never thought the collapse could be so total, so catastrophic, and so endless. Our house is still assessed at more than it cost at the peak of the market. Not to mention that we're prevented from fixing up the old family home due to NH's insane over-regulation of any property within 250' of grasses that might be touched in a major flood.
Apparently you havent been to Florida in quite a while. You don't seem to realize what a dump it has become down here. There is no way possible to compare taxes on properties in both states. There really is no comparison. We should be closing on this house down here in a few weeks and FINALLY be headed back to N.H. No trash pick-up? How did you ever survive this long?
NH and FL are two separate worlds with nothing in common. I would never choose FL over NH, but that is me. I prefer the Appalachians and New England over most places in the US. It is where I am most comfortable.
Not to mention that we're prevented from fixing up the old family home due to NH's insane over-regulation of any property within 250' of grasses that might be touched in a major flood.
Assuming that the house has not moved and the laws have not changed since you bought, apparently you did not do enough due diligence before the purchase. Lesson learned...
$12,000/year taxes? I own a home in Bedford, NH with $5,600/year taxes. If you live beyond your means, you may run into big problems! Your home, at least regarding Bedford NH taxes , would be a $600-800k property.
Apparently you havent been to Florida in quite a while. You don't seem to realize what a dump it has become down here. There is no way possible to compare taxes on properties in both states. There really is no comparison. We should be closing on this house down here in a few weeks and FINALLY be headed back to N.H. No trash pick-up? How did you ever survive this long?
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