Quote:
Originally Posted by kimchee
You mentioned your oldest is still in daycare fulltime. I don't know how much you're paying for daycare but it's probably a big expense. I would seriously consider just sending him there a few days a week if you can or take him out completely. During his and the baby's naptime you can also dedicate exclusively to jobsearching. You don't need to search the whole day. And if you need someone to care for the kids so you can go interview, ask a neighbor, relative or friend to baby sit him. Or pay for someone to do it, it's probably cheaper than fulltime or pt. daycare...
Other places to look into cutting back cost are:
- shopping in discount warehouses like BJs
- coupon clipping (check Sunday papers)
- downgrade your cable/internet/phone/utility service
- buying groceries from discount grocery stores like Aldi
- reducing 401k contribution (i see you've looked into this already)
These are all things I'm looking into myself since being laid off 2 weeks ago. It sux having to budget but now that you got more time at home you can devote more of it to finding ways to cut costs... 
And if worse comes to worse and you still can't find a job after a few months, how about going into a more stable industry like health care or teaching?
Oh, if you haven't done so yet don't forget to file for unemployment asap! $560 per week may not sound like much compared to what you're used to making, but every dollar really helps right now. |
Day care..it is about $1,000 per month. Yes, I def consider to cut it if things will not become better in several months. Have been shopping in Costco already
I have a package from my employer for 5 months so will apply to unemployment after I stop being the bank's employee. Def agree that cash can help
Already called and cancelled my 401K and so did my husband
I feel like I am so positive right now..I fixed my resume today and already applied for 2 positions
Ordered some interview books from library..
Will start preparing tomorrow..Ohh nobody is hiring..Well, it is true I guess
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