Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
They definitely vary by zip code. I went to college at TCNJ which is in Ewing..right next to Trenton. I left my address as my home address because my rate was much higher if I put Ewing as my address since its not considered as safe of a neighborhood being so close to Trenton. Its ridiculous but true
It definitely matters as does the type of housing you live in and whether or not you have a driveway/private lot or park on street. If you live in a high crime area in an apartment your rate will be a lot higher than someone who lives in a low crime area in a single family home with a garage/driveway.
Yes, it's based on the rate of accidents/stolen cars, etc in the area. A densely populated area is going to result in higher insurance because more cars = more accidents. I'm not sure if it is zip code or by county, though. My insurance went down when I moved from Sicklerville to Marlton, but IMO Marlton was much more trafficy. So I'm guessing they went by a comparison of Burlington County to Camden County. My rates went down agaon when I moved down here.
Some even take your credit rating into it- - that just sounds wrong
Im looking to change myself- Ive had Geico for 5 or 6 years, they raised my rates 12% after yrs of them not going up at all. I didnt get any tickets, a different car, I didnt move- so I dont know why?? and all they told me was - Sorry but all insurance(AUTO) in NJ is going up-
I dont buy into that - -sooo- that frigging lizard with the accent is out!!!- I think between him, and the cavemen, they spend so much on advertizing and marketing they jacked up the rates- no seriously ,I have no idea- - but Im looking to save ,being as Im still layed off and can trim a little fat -here and there-
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
