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Just realized I may have been filling out my housing connect applications incorrectly for all this time... are you supposed to list your gross pay or take home pay in the income section? Can't find the answer anywhere.
Just realized I may have been filling out my housing connect applications incorrectly for all this time... are you supposed to list your gross pay or take home pay in the income section? Can't find the answer anywhere.
List your gross. Sadly you may find your gross excludes you from all the good AMI.
Valp, I can see that you're serious about this process and want to be successful in getting an apartment.
The best thing you can do is google Marketing Guidelines HDC and download the PDF. If you read that, you will have the answers to about 95% of the questions people ask on this site, including your own questions.
You will learn that the income calculations are different depending if you are a salaried employee (gross income is used) or if you are a freelancer/independent contractor (net income is used).
As far as what to put down on an application: First look at the ad for the building and look at the different income brackets. Pick a bracket that seems closest to what you earn, depending on whether you're salaried or freelance. On your application, put down an income number that is within one of the brackets.
That's not cheating because later on, if you're selected, you will have to document your income. The number you put down on your application doesn't really matter.
You just don't want to be passed over for an interview.
Review your application before applying for each building and adjust your income as needed so that you are always within one of the brackets.
There are also a whole bunch of attachments that go with the Marketing Guidelines. You should read those also.
Valp, I can see that you're serious about this process and want to be successful in getting an apartment.
The best thing you can do is google Marketing Guidelines HDC and download the PDF. If you read that, you will have the answers to about 95% of the questions people ask on this site, including your own questions.
You will learn that the income calculations are different depending if you are a salaried employee (gross income is used) or if you are a freelancer/independent contractor (net income is used).
As far as what to put down on an application: First look at the ad for the building and look at the different income brackets. Pick a bracket that seems closest to what you earn, depending on whether you're salaried or freelance. On your application, put down an income number that is within one of the brackets.
That's not cheating because later on, if you're selected, you will have to document your income. The number you put down on your application doesn't really matter.
You just don't want to be passed over for an interview.
Review your application before applying for each building and adjust your income as needed so that you are always within one of the brackets.
There are also a whole bunch of attachments that go with the Marketing Guidelines. You should read those also.
Thank you so much for the information! Have been applying for years but when a building that (I thought) I qualified for opened up in my area, I realized there’s a real shot. Unfortunately, my gross income is too high or too low for most lotteries. Shame, I’d really like to stay in New York but it seems like the end is quickly approaching...
Thank you so much for the information! Have been applying for years but when a building that (I thought) I qualified for opened up in my area, I realized there’s a real shot. Unfortunately, my gross income is too high or too low for most lotteries. Shame, I’d really like to stay in New York but it seems like the end is quickly approaching...
That is the truth about these affordable apartments. They are for people who make little to no money or people who make allot of money. If you are a household of 1 and make above 36K and below 80K you are practically screwed as that will put you out of most is not all 1 bedroom apartments and paying just about the same cost for a studio in the same building is nonsense. .
One particular thing of note, when I had my interview for Essex Crossing Site 2, they calculated my income to be around $30k less than what I actually make. It made no difference as it didn't knock me out or down a bracket, but it was peculiar every year, the top part of the brackets seem to increase, the limit on this one went up by +$10k. I'm somewhat hoping the building is delayed until next year so that I have a possibility of a cheaper apartment upon an income reverification haha.
If you're in the vicinity, apply. You can't be sure how they'll calculate your income. Also, there's such a lag between application submission and review that who knows how your situation will have changed in the meantime. At the time of rejection for being facially ineligible, you'll have a much more up-to-date view of your finances and can appeal if necessary. And if they call you in, just be scrupulously honest when they check your documents during review.
One particular thing of note, when I had my interview for Essex Crossing Site 2, they calculated my income to be around $30k less than what I actually make. It made no difference as it didn't knock me out or down a bracket, but it was peculiar every year, the top part of the brackets seem to increase, the limit on this one went up by +$10k. I'm somewhat hoping the building is delayed until next year so that I have a possibility of a cheaper apartment upon an income reverification haha.
So interesting! Do you happen to know how or why your income was calculated the way it was? Crossing my fingers for you!
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every year, the top part of the brackets seem to increase, the limit on this one went up by +$10k. I'm somewhat hoping the building is delayed until next year so that I have a possibility of a cheaper apartment upon an income reverification haha.
