Quote:
Originally Posted by ntd1981
I'm new to all of this. Can you please explain how rental payment history affects your chances? I ask because I don't have history of rent payments for the past 2 years. I've been living with my ex-boyfriend and our child but we've decided to split up and I've been looking for an apt to move into. I have good credit history though...will that be enough?  |
If you are comfortable with your credit history then you should use that. They can only reject you based on a credit history showing major delinquencies, liens, bankruptcies, etc. They cannot reject you based on your credit score.
You should read the 'rental history and credit check' section of the Handbook - starts on page 59.
https://www1.nyc.gov/assets/hpd/down...dbook-8-21.pdf
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