Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
I have a renters insurance from https://www.lemonade.com/ - Their rate is very affordable, you can check out their quotation online.
I've never needed renters' insurance where I currently live, since I don't keep much stuff or I would buy new things, but since I'm buying more furniture, I might just get it. I've was looking into lemonade yesterday they have pretty decent prices.
Unless you can afford to replace all your belongings, you should have renter's insurance. It's not that expensive.
I know the prices are cheap. Usually, I get warranties on my stuff, so I never considered insurance. I've been at my current place for 4 years and only replaced a microwave, but I guess it might be a better option since I want to get new furniture.
Renters insurance not only to protect your belongings but mostly for liability & these days, your landlord/building management will need their tenants to have one for the above purpose especially if you live in a luxurious apartment building like Eagle+West.
Quote:
Originally Posted by Kiiddesire120
I've never needed renters' insurance where I currently live, since I don't keep much stuff or I would buy new things, but since I'm buying more furniture, I might just get it. I've was looking into lemonade yesterday they have pretty decent prices.
I personally think it's important to have renters insurance. Many places require it/highly recommend it. I've never had to use mine (so who knows how it would work, really) but it's peace-of-mind if there were ever an event in my apartment. Some plans can cover other things too like art, if someone trips and falls in your apartment, etc. It's generally not that much. Mine is like $12 a month. I figure it's one of those things like health insurance. I don't go to the doctor much, I am healthy - but in the event I get hit by the bus, I am thankful it's there.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
