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My gf has the possibility of getting a job in Manhattan, and they want her to name her salary. They "suggested" 30k (she is entry-level, new college grad) but were unsure how much she would really need to live. The job also would want her close to work (Tribeca), so I'm not sure if we could get by moving to Queens or something!
I would be moving too, but would have to find a job when I get there (food & beverage, temp office work until I begin graduate school in January and have loans to assist).
Would 30k be enough? We would split an apartment, and I have found some in the $1,250 range...but everything else in the city is expensive--however, we cook everything and do not go out much! BTW, her dad suggested she say 38-40k.
Tho, I don't live in new york, I would say ask for more. 30k is a lot starting out here in the midwest, but cost of living is much more out there so it's generally expected to make a little more.
Then again I don't live NY, but am i right?
My gf has the possibility of getting a job in Manhattan, and they want her to name her salary. They "suggested" 30k (she is entry-level, new college grad) but were unsure how much she would really need to live. The job also would want her close to work (Tribeca), so I'm not sure if we could get by moving to Queens or something!
I would be moving too, but would have to find a job when I get there (food & beverage, temp office work until I begin graduate school in January and have loans to assist).
Would 30k be enough? We would split an apartment, and I have found some in the $1,250 range...but everything else in the city is expensive--however, we cook everything and do not go out much! BTW, her dad suggested she say 38-40k.
Thank you for any suggestions.
Forget about Manhattan.
30K is roughly $1500 per month take home I'm assuming?
To put into context - I know someone who lives in a less diserable neighborhood than tribeca, has 3 roommates, and his portion of the rent is $1400.
It is not feasible to live in Manhattan on $30,000 year. The average one bedroom apartment rents for about (about!) $2,300 from what I have seen, and right from the mouth of a friend who is currently looking to move. I pay $2450 for a one bedroom in Midtown East.
Yes, living in the city is fun and convenient, but even if you found a place for half of that, you would not have any money to experience living in the city. Look in Queens - the further out you go, the less you will spend in rent.
You should make 40x the rent. So if you want a $1,250/month apartment, you should be making $50k salary. The landlord will require this.
Also, commuting from Queens to Tribeca is something many people do. I wouldn't cross Queens off your list. It may be all you can afford.
What is her field? Does she have other job offers? Where do you live now?
With graduate school / loan payback ahead of you, please try not to get yourself into even more debt.
It would be an assistant position, and her field is economics/business. No other job offers yet. We weren't looking at Manhattan for the stereotypical reasons, but instead because we get the impression she will need to be near enough to 'assist' the boss--think about that realistic film about a devil wearing Prada. So Queens is not a bad commute? What about Brooklyn? We also have a fairly large dog.
As for debt, we only have one emergency CC that is cancelled if not paid off monthly. I'm also hoping to qualify for instate tuition at a CUNY, given that I'm 25 and not dependent.
Thanks for the answers!
I would ask at least $45K, which is a bit high for new college grad, but it takes that much more to live in NYC. That said, I doubt she would get that unless she has had experience in internships for that particular position. No one expects her to live close to work, especially being paid that kind of salary.
Find out how long it takes you to qualify for instate tuition at CUNY. It is not that easy, they want to see that you have paid taxes in New York for a couple of years before they consider you a NY resident.
It would be an assistant position, and her field is economics/business. No other job offers yet. We weren't looking at Manhattan for the stereotypical reasons, but instead because we get the impression she will need to be near enough to 'assist' the boss--think about that realistic film about a devil wearing Prada. So Queens is not a bad commute? What about Brooklyn? We also have a fairly large dog.
As for debt, we only have one emergency CC that is cancelled if not paid off monthly. I'm also hoping to qualify for instate tuition at a CUNY, given that I'm 25 and not dependent.
Thanks for the answers!
I understand your dilemma about your girlfriend needing to be "on the spot" for her demanding job, but at 30K or so you'll be nowhere near Tribeca. On that salary in order to be close to her work you'll probably have to consider a communal lifestyle and have roommates.
In Manhattan most buildings strictly require 40X plus good credit. Some even go beyond 40X. In areas of Brooklyn or Queens you may find some managed buildings will give you a bit of a break on one of the requirements if the other is solid.
Of course, all this is moot if your close proximity to her work can not be compromised. If you find the right location in BK or Queens you may be able to utilize express trains cutting down on your commute time.
No way for the Manhattan apartment. You can try Queens or Brooklyn. Since she works near Tribeca, Brooklyn is closer to her work place. You can probably find a place in Bay Ridge or Bensonhurst that has an express train to lower Manhattan. The last thing you want to do is spend all your money on rent just for the Manhattan high life.
You can also look at Jersey City and Hoboken. She can commute via the PATH train.
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