Perfect ways to get small business loans in New York..? (credit card, income)

[williamjames732]

Hello,


I am starting a new business in New York and I have short of some money. I need some money around $25,000. So, guys can you tell me some perfect ways to get small business loans in New York.


Thanks

[mc33433]

First pick the business and create a business plan. Based on your other posts, it doesn't sound like you are anywhere close to determining what business to begin, never mind what start-up capital you would need. A bank will not loan you $25k for an ambiguous "business".

[Forest_Hills_Daddy]

And few banks/lenders will lend to startups in good terms, even SBA. Your pretty much limited to F&F (friends and fam) Bank, personal savings and maxing out credit cards.

[skinnayyy]

you and this guy //www.city-data.com/forum/busin...-business.html need to get together! it sounds like both of your minds put together will create a perfect business!!!

Also, the perfect way to get an SB loan, would be to have perfect credit, have an existing business with a great track record and good income, have debt to income be extremely low, have a solid business plan and model for the use of the money. I'm pretty sure with those items taken care you should be able to get the loan with ease.

So for you, the answer is N/A

[NJ Brazen_3133]

Try peer to peer lending sites. I dont know any good ones, but I am sure someone on this forum does. They usually loan amounts you are looking for.