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They can't hold a debt against you unless it in collection,and if debt under $500.00 dollars they can't use it against you., also the credit score minimum is in the 515 and up range,and they can use landlord tenants issues such as if they have taken you to court for lease violations ,and none payment,yet can't hold against you for having to take the landlord to court
Has anyone been disqualified from an apartment due to credit? If so, what was the issue? I'm worried about being rejected due to my large amount of student loan debt. I'm not in default and never had a late payment but my debt is over $100k. I read that you can be disqualified if your total debt to income ratio is too high. My debt level is above that limit.
I was turned down cause of items on my credit,I explained to them home item got on credit,(illnesses and medication) which my insurance would not cover.but the good thing is by the time the butt holes at Breaking Ground let me know I was rejected,the items dropped off my credit ,so I appealed and won
Does anyone know if credit checks are done before you're assigned an apartment ?
Some do it before, my credit was checked on the day of my interview. My first lottery was a bust and they mailed back my money order - no credit was checked.
Some do it before, my credit was checked on the day of my interview. My first lottery was a bust and they mailed back my money order - no credit was checked.
I was wondering because, I was assigned an apartment but I did not pay for a credit check.
Oh, well IDK about that but Ive heard of peoples credit being checking before signing the lease/getting sent to HDC. ****, I wouldnt worry too much about it if you were already assigned an apt. lol
Oh, well IDK about that but Ive heard of peoples credit being checking before signing the lease/getting sent to HDC. ****, I wouldnt worry too much about it if you were already assigned an apt. lol
I have a question !! I applied for an apartment and added my boyfriend in the application and his income . If they call me can I say he lost his job and just do it with my income ? Or he has to show income since I put him in the applocation ?
He would have to show proof that he is no longer at that job.
Also, he will have to hand in the same documentation as you do: six most recent pay stubs, six months of banking statements, two years of tax returns, etc.
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