surrender full contract deposit and pay broker fees ?
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on top of the deposit, in the event I do not get the loan due to adverse changes I'd have to pay the broker's full commission as well, feels like too much unreasonable risk and greed on part of the seller. If the contract falls through they'll sell in the summer keep my money, I've begun to feel it's actually a plan to stall and hope my work contract will expire/destabilize
from what I can tell the seller and broker intend on keeping the funds if I sign, because I asked my attorney to negotiate the terms and minimize the risk-ask for return of half the deposit, they countered and said something like a 10k coverage if I lose my job seems very risky for this type of shaky HDFC that go could either way
the sale is in a long term Turn Around subsidized housing HDFC project that is still shaky, they were selling units 2-3 years ago for 80k and had significant tax debt, struggling even with the sales of those units, looking at the books carefully the HDFC might be back underwater again in 5-10 years, they might make the 2029 HPD agreement or sink like a rock