Building garage for single fam home -- Experience? (insurance, mortgage)

[xdriv3]

Has anyone built a new garage for their single family residence?

I'm looking into one and was told of the amount of legwork involved.

Obviously I'll need a permit and lots of paperwork. How about after the work is done?

Do I need a new survey? Do I need a new property assessment? How much more taxes should I expect? Do I have to notify my mortgage company? Home insurance?

Just wondering if anyone can chime in on their experience w/ this?

Thanks!

[SeventhFloor]

I can tell you that you will need a survey done.

[leadfoot4]

I did it a long time ago, and my suggestions would be this. First, do a little "recon work" on your own. See what the local zoning laws require, in terms of side and rear "setback" from your lot lines. This will help determine how big a garage that you can legally build, as well as much yard that you'll lose in the process, as well as inform you if any variances will be needed.

Find yourself a good, reputable contractor, ESPECIALLY one who has an excellent concrete sub-contractor, as the foundation and floor are the prime components of your garage. Not that you want it to happen, but a "hiccup" with the wood structure can be more easily repaired that one with the concrete. I got lucky, as my concrete guy was top notch. I built my garage in 1981, and when I sold the house in 2005, there still wasn't as much as a "hairline crack" in the floor.

With respects to permits, and other related paperwork, your contractor most likely will be able to handle it for you, and get it done more quickly, as he/she is familiar with what needs to be attended to. And with respect to having the property re-assessed, don't worry, your town's "tax collector" will most likely find you.....in short order.

Good luck! I'm a life-long "car guy", and to me, a good garage is absolutely PRICELESS.

[dfc99]

Start here for the preliminary info - https://portal.311.nyc.gov/article/?kanumber=KA-02100

[BOORGONG]

Originally Posted by leadfoot4

I did it a long time ago, and my suggestions would be this. First, do a little "recon work" on your own. See what the local zoning laws require, in terms of side and rear "setback" from your lot lines. This will help determine how big a garage that you can legally build, as well as much yard that you'll lose in the process, as well as inform you if any variances will be needed.

Find yourself a good, reputable contractor, ESPECIALLY one who has an excellent concrete sub-contractor, as the foundation and floor are the prime components of your garage. Not that you want it to happen, but a "hiccup" with the wood structure can be more easily repaired that one with the concrete. I got lucky, as my concrete guy was top notch. I built my garage in 1981, and when I sold the house in 2005, there still wasn't as much as a "hairline crack" in the floor.

With respects to permits, and other related paperwork, your contractor most likely will be able to handle it for you, and get it done more quickly, as he/she is familiar with what needs to be attended to. And with respect to having the property re-assessed, don't worry, your town's "tax collector" will most likely find you.....in short order.

Good luck! I'm a life-long "car guy", and to me, a good garage is absolutely PRICELESS.

110 percent accurate post.

I am building one next spring instead of this year because I was told the rebuild allowance will be bigger than the previous ruling did. I will actually demolish an old garage/stables that didn't have a concrete floor, and my main concern is with the concrete foundation. The rest is icing on the cake as far as I am concerned, making it match my 1912 house.

[dfc99]

Originally Posted by BOORGONG

110 percent accurate post.

I am building one next spring instead of this year because I was told the rebuild allowance will be bigger than the previous ruling did. I will actually demolish an old garage/stables that didn't have a concrete floor, and my main concern is with the concrete foundation. The rest is icing on the cake as far as I am concerned, making it match my 1912 house.

What is the rebuild allowance?

[leadfoot4]

Originally Posted by BOORGONG

110 percent accurate post.

Thanks!