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Shouldn't government get out of the way and allow MORE people to exercise the choice and to enjoy the freedom of owning their home? Instead of putting up barriers to ownership like government does now?
Why do you think I say HOA Nazis fees are the second tax???
And like government, they take away your home owner freedom to be that free to do what you want home owner and how you want to do it???
(Eg. I can put walking trails in my backyard for my big 150lb dog with that big big bark that will annoy most people who loves to eat my hubby's fav. pastime of smoke and BBQ.. etc..
Lots of HOA will not allow you to plant prep time veggies or put trail on your property.. even tree planting have to be of a certain types, certain limits on dog weight.. no noise after dark, even one that does not allow smoke from BBQ because it is a nuisance for some...
I can have a camping party of a 100 in my backyard for my family reunion.. dun think HOA Nazis will allow their homeowner that freedom.)
As for US government.. if they turn Communist.. yah.. they can potentially take your home n land away like in China. Why do you think rich Chinese is flocking in droves to buy up homes in CA, NYC etc. (And other countries too) and driving up RE prices??? Properties outside of China is their "fall back".
That said..
I lived in a HOA ruled SFH n town home before deciding to buy my country home.
I have lived in both circumstances..
Good thing I was only renting those HOA places as my LL (who desperately wanted to sell to me her house, knowing I was in the market to buy) is the one paying that HOA fees. I did attend quite a few meetings to see what that HOA hubbub is about though...
And knowing how many HO got fined for many little things and how some got "chased out" their own homes from these fine disputes (yes, I did my homework and know my neighbors) and cannot sell for what they paid for because the new constructions is being built just down the street (and you know the new buyers chooses new over your used if you want what you paid for.. etc.. ).. similar floor plans (yes, I looked at those too when buying)...
What is your advantage being that HO whose head is on that HOA chopping block for them to control how you live, breathe etc???
That is the biggest waste of money you can spend in my opinion (just my opinion though.. freedom of choice you know). On topic.
Freedom is priceless. And it's being taken away slowly every turn of one's back.
You like to joint share I don't.
You like to pay extra from just a mortgage payment or even after paid off.. I don't.
You still have to maintain the inside (if dw, washer, dryer, heater, etc.. broke) like me.
Unlike you.. I get to control who does my exterior...
If I want to go for the best or if I need to budget.. eg. The roof or the siding. You don't.
You don't even get to vote for if the builders are who you choose. Nor the discount they give you if you pick them unless you are on the board.
Different choices man.
Why people on HOA boards or in the HOA covenant type group home owners need to advertise and get more peeps to buy their joint operations.
If they don't.. the share they pay will be more.
The housing they are in will devalue more.
Else why so many new constructions that I see.. are touting HOA free to try to sell their constructions.
Again.. never my loss as I have that freedom to choose.
You don't. You signed your life away. I signed nuthing.
Yes, agree, different choices. Works for me.
Not sure what you're going on about "need to advertise". I am in the board. We don't advertise anything. And there are a finite # of units so getting someone "to buy joint operations" makes no sense. I'm not sure you understand how condos work.
For "builders", by which I assume you mean contractors to do work on the property, we get at least three bids based on a defined scope of work and evauluate the bids, same as you would for your sfh.
Definitely a matter of choice. It would be onerous and ridiculous for me to buy a sfh. Not for you. We have choices.
Renting is where you pay a premium to enjoy temporary, impaired use of property.
For "YOU" apparently. Not for me. You like to wallow in it. I have a great place! No worries...I can be gone a lot...here's my schedule the next few months...Palm Springs, Costa Rica, California, SE Asia including Singapore and Thailand, etc., and back again to Nevada and Northern Cal.
If I owned a home here in the Northland, I'd have to figure out what to do with it while I was gone in the winter , etc...
I live in a great apartment complex with underground heated parking.
When I leave, I'll set the temp at 65 or whatever...(the halls are heated so my avg winter utility bill is $40), put my luggage in the taxi to the airport and I'm off!!
"Renting can be a situation where you pay some money to enjoy a life of carefree comfort that allows you freedom to do what you want with the time not spent maintaining or worrying about your house."
Home ownership is not a panacea to happiness, Freemkt.
BTW, why do you call yourself freemkt? You espouse socialism at it's finest with every keystroke!!
Shouldn't government get out of the way and allow MORE people to exercise the choice and to enjoy the freedom of owning their home? Instead of putting up barriers to ownership like government does now?
How does it put up barriers? Quite the opposite. It's historically been way too easy for people to own homes...thus the debacle a few years ago. You must not have practiced "fogging a mirror" because that's all it took back then.
Not sure what you're going on about "need to advertise". I am in the board. We don't advertise anything. And there are a finite # of units so getting someone "to buy joint operations" makes no sense. I'm not sure you understand how condos work.
For "builders", by which I assume you mean contractors to do work on the property, we get at least three bids based on a defined scope of work and evauluate the bids, same as you would for your sfh.
Definitely a matter of choice. It would be onerous and ridiculous for me to buy a sfh. Not for you. We have choices.
Definitely not for me.
I wouldn't buy condo because it's "value".. above previous thread.
I dun settle for "value" (as in price limits) but has had the choice of SFH, town home, condo, renting and an amazing private home or location.
But again that freedom of choices is not for everyone.
But live to your best abilities is probably how one find happiness.
At least one thing is true..
Money cannot buy happiness.
But if you can have both.. why not???
😉👍👍👍
Easy ideology...
That clunker car cost $2k. A better new car cost $20k.
That lux car cost $80k. But if all you had is $2k..
You will not have that freedom of choice to choose among all 3 cars in terms of money if your bank only has $2k. Or you have to wait till you have saved $80k in that bank to have that choice to choose between all 3.
Financial freedom is how you dun waste money because one just dun have the choice or is limited to that choice.
Totally understandable if you live in SoCal... Where even condos cost a bomb.
Definitely not for me.
I wouldn't buy condo because it's "value".. above previous thread.
I agree that if you want appreciation, there are better bets than a condo. However, there are other reasons a person might choose a condo. Namely, limited funds and a need for inexpensive housing.
I agree that if you want appreciation, there are better bets than a condo. However, there are other reasons a person might choose a condo. Namely, limited funds and a need for inexpensive housing.
Totally agreed!!!
Just what the topic is.. lots of people spending money in the way that kept them poor.
Lack of financial choice, so can only settle.
Having that freedom of financial choice is what contribute to how many rich gets wealthier.
I agree that if you want appreciation, there are better bets than a condo. However, there are other reasons a person might choose a condo. Namely, limited funds and a need for inexpensive housing.
There's that, but I could have bought, for the same price, a small sfh in one of the bayshore towns near me, since the schools suck and I don't have a school-age child to worry about.
But at 52 years old, I didn't want to mow the lawn or shovel the snow. I don't need a ton of space because I have no desire to accumulate too much crap. I have no one I need to impress with my living quarters.
I needed a place to live, comfortable, safe, and convenient. So for the same price as rent I can get a tax deduction, have pets, and paint the walls colors I like. And somebody else mows and shovels.
There's that, but I could have bought, for the same price, a small sfh in one of the bayshore towns near me, since the schools suck and I don't have a school-age child to worry about.
But at 52 years old, I didn't want to mow the lawn or shovel the snow. I don't need a ton of space because I have no desire to accumulate too much crap. I have no one I need to impress with my living quarters.
I needed a place to live, comfortable, safe, and convenient. So for the same price as rent I can get a tax deduction, have pets, and paint the walls colors I like. And somebody else mows and shovels.
Oh, I hear ya. I'm 49. If I buy another place, it will be a condo or townhouse. But I might not ever buy again. Who knows?
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