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Not starting a family is one of the best ways for millenials to cope with financial trouble.
One. You can save more efficiently.
Two. You have more time to better your skills and employment , which leads to greater earning potential.
Three. You have a whole lot more leisure time to focus on fitness and quality of life, which then save healthcare cost.
Four. You are less stressed, sleep in everyday, quiet weekends, long breakfasts, and more time socializing with friends. It increases your happiness.
Five. You may be able to take more vacations and travel, which refreshes you and recharges your battery.
I'm a Millennial (24) and I largely agree with you.
100% agreed - I'm currently saving 2/3 of my income.
Very true. I can stay at work as late as I want. That probably really contributed to my last bonus.
Yup! Currently bicycling everywhere and taking an exercise class. Also working on cooking more. I'm pretty healthy.
Got up at 9:30AM today (after a late night at work). I get up before 7:30AM maybe twice each year (for flights). No responsibilities to anyone but myself - pretty awesome. I can do whatever I want or go wherever I want without worrying about childcare/etc. I also have time to volunteer, something many married people with kids don't have time for.
Yup! Currently taking an international vacation every year, plus a domestic one. Very refreshing.
With that being said, I still DO want to start a family someday. My plan is to reach financial independence in my early 30's, after which I will have the freedom to do what I want without worrying about working. Starting a family could then be an option. I do NOT want to have kids while working a full-time, stressful job. There's no point to having kids if you can't spend time with them to actually raise them.
Or you can just be a competent member of society like many other millennials.
Or both.
I don't really have any pressing interest in having kids, making it just fine imo. No Ferraris or yachts or anything in my future, but no cat food dinners living in a tent either.
I don't really have any pressing interest in having kids, making it just fine imo. No Ferraris or yachts or anything in my future, but no cat food dinners living in a tent either.
None of those should be a decision based on whether you want to make it or not. Those are lifestyle decisions.
None of those should be a decision based on whether you want to make it or not. Those are lifestyle decisions.
Well, make it it is by definition a lifestyle decision in and of itself. I'm sure there's people that wouldn't considering making it if they weren't a millionaire by 35 (went to school with some of those people). Others like myself have simpler material aspirations and are happy living a much more basic lifestyle. I have plenty of small luxuries (motorcycles, driving a newer car even if it's an economical one, cable TV, eating out). If making it is being able to afford a high-end BMW and have kids, I couldn't swing that on my budget. I could do one or the other, however. But making it to me doesn't involve either.
How about the next generation? Who will take over your jobs to keep the economy afloat?
That's the magic question, isn't it? Seems like only the poor and lower class are having kids in anything above the replacement rate (Earth First eat your heart out!).
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