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Old 10-10-2015, 05:15 PM
 
Location: Vallejo
22,018 posts, read 25,380,085 times
Reputation: 19225

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Quote:
Originally Posted by mysticaltyger View Post
Modern medicine keeps people alive but often chronically ill at great expense. If you really want to live longer AND healthier, read the book The Blue Zones by Dan Buettner. The short version:

--Skip the diet of processed foods that are full of sugar, salt, and saturated animal fat
--Eat natural foods with minimal processing.
--Eat meat & poultry sparingly.
--Consume alcohol sparingly or not at all. Skip smoking & other drugs.
--Live a community oriented lifestyle.
--Exercise regularly, but not as a separate activity. Set up your life so that you can walk or bike to run errands instead of taking the car (whenever possible). Instead of using the automatic garage door opener, open the garage door manually, yourself, etc.
--It helps if you have a regular religious/spiritual practice and/or greater purpose in life.

The Blue Zones: Lessons for Living Longer From the People Who've Lived the Longest: Dan Buettner: 9781426207556: Amazon.com: Books

People who live the above lifestyle tend to live about 12 years longer than the average American AND they have fewer chronic long term illnesses...I.E. People who live this way are more likely to simply die of old age.




^^Sounds reasonable to me. If everyone thought like this, we wouldn't have nearly so many broke people.
Meh, it's just a bunch of junk science and misinformation although just grossly it's not all that bad advice. Just for example, using the average life expectancy of 30 to mean anything. Yeah, it was 30 but it was 30 because a huge number of people died before 5. In paleolithic times if you made it to 15 you had an additional 39 years of life expectancy, 15+39=54. That's also about the age we start having problems today. So yeah, our bodies pretty much were designed for 3/4ths of a century of pounding. The main issue is that people didn't survive childhood. It would be more accurate to say that our bodies aren't designed to survive childhood than draw a fake conclusion that's not based on evidence. Walkable communities. Did you know Loma Linda is a "Blue Zone" community? Yeah. For those that don't know it's in exurban LA and about as car-dependent as it gets. Again, the actual evidence doesn't support his conclusions but he draws them anyway. The closest thing to a grocery store in the entire city is a WalMart. Agenda>Facts. Again, nothing particularly wrong with the agenda but it's unsubstantiated claims and nothing more.
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Old 10-10-2015, 05:29 PM
 
Location: Vallejo
22,018 posts, read 25,380,085 times
Reputation: 19225
Quote:
Originally Posted by mathjak107 View Post
i think far to much effort is spent by most folks trying to see what others have rather than concentrating on their own goals and plans . it is almost like people love reading about those with less then they have hense all these skewed articles you see dug up and posted on forums . .
Amen.
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Old 10-10-2015, 05:37 PM
 
33,012 posts, read 27,561,894 times
Reputation: 9074
Quote:
Originally Posted by Lowexpectations View Post
I don't see the agenda to be pushed it's not uncommon for Americans to live paycheck to paycheck. I've worked with an provided coach for far more people than the average person and the amount of people in poor financial shape is staggering and it's usually not because they don't earn enough money

How much do you consider earning enough money?
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Old 10-10-2015, 05:53 PM
 
Location: Ohio
24,620 posts, read 19,250,950 times
Reputation: 21746
Quote:
Originally Posted by MDrenter223 View Post
I get financial security, I don't get the obsession with retirement.
It portends a bleak financial future for America.
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Old 10-10-2015, 05:54 PM
 
Location: Vallejo
22,018 posts, read 25,380,085 times
Reputation: 19225
Quote:
Originally Posted by mathjak107 View Post
50k pretax with a family and paying thousands for healthcare does not leave much to live on anywhere even with a slight subsidy .. a family of 3 after subsidy would pay almost 5k a year plus up to 13k out of pocket and that does not include dental or vision . .
Just ran that through Covered California. It would actually cost $102/mo. Welfare picks up most of the cost for a family of three earning $50k/yr. It'll be different in a state that didn't expand Medicare as the kid would be covered under Medicare free of cost here in California. There's other more expensive options. The "gold/platinum" insurance would be around $500-600/mo, but those have slightly lower out of pocket maximums. The major difference is they pay in earlier. They're more prepaid medical care with copays than insurance. Insurance has always made more sense to me as I can just self-insure for that gap between where real insurance starts paying. Given the cost run on prepaid medical with co-pay plans, it just isn't worth it to me.
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Old 10-10-2015, 05:57 PM
 
18,568 posts, read 15,684,148 times
Reputation: 16271
Quote:
Originally Posted by Malloric View Post
Just ran that through Covered California. It would actually cost $102/mo. Welfare picks up most of the cost for a family of three earning $50k/yr. There's other more expensive options. The "gold/platinum" insurance would be around $500-600/mo, but those have slightly lower out of pocket maximums. The major difference is they pay in earlier. They're more prepaid medical care with copays than insurance. Insurance has always made more sense to me as I can just self-insure for that gap between where real insurance starts paying. Given the cost run on prepaid medical with co-pay plans, it just isn't worth it to me.
Are you saying the welfare does, or does not, cover most of the out of pocket max? If not, MJ's point remains standing.
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Old 10-10-2015, 05:59 PM
 
Location: Vallejo
22,018 posts, read 25,380,085 times
Reputation: 19225
Quote:
Originally Posted by ncole1 View Post
Are you saying the welfare does, or does not, cover most of the out of pocket max? If not, MJ's point remains standing.
It covers the premium, yeah. Out-of-pocket stands, but welfare paying the lion's share of the premiums makes it a lot easier to save if one is so inclined to.
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Old 10-10-2015, 06:00 PM
 
107,338 posts, read 109,727,924 times
Reputation: 80692
for ny it shows it picks up 3600 in premium and you pay 4800 , no out of pocket subsidized which is killer .
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Old 10-10-2015, 06:03 PM
 
18,568 posts, read 15,684,148 times
Reputation: 16271
Quote:
Originally Posted by Malloric View Post
It covers the premium, yeah. Out-of-pocket stands, but welfare paying the lion's share of the premiums makes it a lot easier to save if one is so inclined to.
Assuming you're healthy.
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Old 10-10-2015, 06:06 PM
 
Location: Vallejo
22,018 posts, read 25,380,085 times
Reputation: 19225
Quote:
Originally Posted by mathjak107 View Post
for ny it shows it picks up 3600 in premium and you pay 4800 , no out of pocket subsidized which is killer .
Interesting. It picks up $4,560 in premium here and you pay $1,224. That's kind of interesting because I'd expect that your insurance is cheaper in NY which is why it gets less welfare subsidy. Plus the kid in California gets excluded (placed in Medi-Cal, Medicare for the rest of you folks). I don't know what that is, maybe another $2,000/yr?
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