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People often complain about how tough they have it.
At 24 I was a draftee in Vietnam.
I would like to be drafted for a war. I kind of hope n. korea declares war on the usa. Unfortunately, it's all computerized now, and they'll want me for my ability to program rather than teach me how to shoot a gun. Also, my college degree is paid off, so I don't have much use for the GI bill.
You seem to be fairly restrained with your spending. I didn't have 50k in my 401k until I was about 26. To be fair, at 24 I was likely making less than you are making... but then again, that was also over a decade ago - so I don't know what that equates to.
As for your condo - it isn't much of an investment property if you aren't taking in rent. I mean, sure, you could leave it vacant and hope that the real estate value goes up faster than the insurance and whatnot. But, I think 95% of your stress would be gone if you rented it out.
As for dealing with your current freeloading tenant, just explain the situation. There is no free lunch. If you aren't getting something out of the tenant being there, it isn't a solution you can continue with. If they say they can't afford it - well part of that is on you. You might have given a rental that was way out of their budget when the time came to pay. Then end result has to be a paying tenant. Barring that, you'd have to sell and your tenant would have to leave anyway.
Assuming that is the story, how you handle it is up to you. If it is a close friend or something and they can't pay - offer to help them move. So then at least the place is vacant and you can rent it.
It was back in the 80's and I was doing pretty well. Married, 2 incomes, good jobs, newish cars. My husband had some tax issues (hadn't filed in 2 years) that I made him take care of before we got married. He also had a student loan which he was paying...I kid you not...$10 a month on. I knocked that loan out the first 3 months because I wasn't putting up with that!
I took over the finances on day 1 by mutual agreement. Looking back this really highlighted the different way we viewed money and debt, which caused a lot of stress over the next 30 years.
I would like to be drafted for a war. I kind of hope n. korea declares war on the usa. Unfortunately, it's all computerized now, and they'll want me for my ability to program rather than teach me how to shoot a gun. Also, my college degree is paid off, so I don't have much use for the GI bill.
I hope you are just a troll making outrageous comments to draw attention. BTW, the military would not be interested in your programming skills. The military buys weapons. It does not make them. You can sign up and learn to shoot a gun.
I wish I can turn the clock back and become what you are now at 24. At 24 I was at the pike of my life also, school and career but bad luck fell on me and I lost everything due to health.
Now I'm feeling stronger and better and looking at life at a total new perspective.
Yes you are doing great, just keep your health and job and you will be safe.
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