Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Not too many:
Going into the career field I was in for 25 years - AND not getting out of it sooner. (graphic design)
Staying at my last job way too long (deadend - 5 years)
Not checking the zoning before we bought our property. (potentially could affect it's value)
NOT getting a bachelor's degree.
Getting married and making 3x more than my wife ... while she spends 6x more than me. lol
As someone stated earlier, when single, I could do a bed, a TV, and a CPU in a $475 a month apartment. Cheap 6-pack on Friday and frozen pizza on college football saturdays. Now, I have too much furnature, too many wall decorations, and spend $75-$150 each weekend for our "entertainment" (when I really would just rather be home drinking and watching football or something). Not to mention, "we" accured her car note.
All in all ... I love her, of course . But my advice to any guy - stay single till you are 30 or later if you want to see your hard-earned money.
Well, I'm not gonna sweat over crappy $7 socks. Well, I'll probably whine about it every once in a while but like my Dad used to tell me, "Get duped once, shame on them; get duped again, shame on you." Just don't make the same mistake twice! We are always going to get duped about something though I'm sure there are those out there that think they never do/will. Just make sure when it really counts - like buying a house or car or other big ticket items - you make an informed decision!
Doing a combination of "bad" things when I was married as a young woman to a husband who was wasteful with money...staying there for 20 years, having a child, etc., not getting a college degree. I'm wiser and much older now, but have to work like someone who is 28 instead of 58 to play "catch up." And I know I never will.
I feel really dumb for a few bad decisions I've made in the past that have cost me money. Now I count every penny I spend, and I kick myself for every dumb decision I make. Even yesterday, I spend $7 on a pair of socks at Marshalls that are cotton and fall down to my ankles. I think, "Oh, what a dummy, that was $7 out the window!" Of course, I've made even stupider bad decisions that have cost me a LOT more than $7. When I was young, I threw away money because I did not understand it.
The first thing you have to do to be good with money is to diligently keep every receipt for everything you purchase....food, clothes, goods of all kinds. You can get little plastic envelopes with a band around them, and pockets inside. In mine there are receipts for everything by category. If I buy an item that comes in a box, like a fan or a coffeepot, I always instruct the cashier to tape my receipt onto the side of the box. I keep those boxes for at least a year. If the thing doesn't work, or if it stops working in a few months, even up to a year (sometimes more), I trot out the box, pack it up and bring it back for a full refund, seeing the manager if necessary.
If a loaf of bread is stale, a piece of fish kind of iffy, or the inside of fruit smushy, back it goes to the market on my next trip, with the receipt. With bread at $3 o4 $4 a loaf and fruit running sky-high (not to mention the cost of fresh fish or meat), I don't fool around. I am going to hold markets accountable for what they sell. Why should I take the loss?
If you toss your receipts, you can't take anything back....unless you have the bag (like the Marshalls bag) and you can go into the store and find that item to show you got it there. Without the receipt you will only get store credit, but that's the next best thing to cash back.
Now dig out your receipt and bring the socks back to M's, telling them the socks were too stretchy and wouldn't stay up. Be confident and polite in your return. Get your money back. Anyway, paying $7 for a pair of socks is over the top. Find a pair for 2 bucks....or 3 pr for 6 bucks.
OOPS, just saw that the OP was in 2008!! My goodness how time flies. Well, my humble advice still applies
I feel really dumb for a few bad decisions I've made in the past that have cost me money. Now I count every penny I spend, and I kick myself for every dumb decision I make. Even yesterday, I spend $7 on a pair of socks at Marshalls that are cotton and fall down to my ankles. I think, "Oh, what a dummy, that was $7 out the window!" Of course, I've made even stupider bad decisions that have cost me a LOT more than $7. When I was young, I threw away money because I did not understand it.
I try so hard these days to be good with money, but I can't keep from thinking of myself as a "dummy."
Help me to stop beating myself up for my past financial mistakes. Have other people made bad decisions? How do you cope?
Thank you,
Woofers
Yup. Everyday I have a spending problem and a compulsive shopper, I think I need to see a therapist
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
. But my advice to any guy - stay single till you are 30 or later if you want to see your hard-earned money.
. Hummmm...
