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Because by being irresponsible, one can be a burden on others, and the government. For example, a study published last year pointed out a few things:
1- The uninsured paid for about a third of the cost of health care services they received.
2- About a quarter of the deficit (they didn't cover) was paid for by third parties (includes government programs).
3- The rest, about $43 billion, paid for by the insured ($1017/family, $368/individual, on average).
And you didn't know that. The numbers are for 2008. So, if you've an average family plan, you paid a hidden health care tax in your premiums of about $1017 to cover the non-payment of the uninsured. Should you?
If everyone were insured, as some on this thread want, then insurance companies would pay for all health carre costs.
If that happened, premiums would rise by about 55 percent, assuming your numbers are correct.
Doesn't matter who pays for it. It costs everyone the same in the end.
Well its obvious, to solve his problem he needs to sell his condo and his wife and he can live in large boxes behind his workplace. That way he won't have all those bills that keep him from paying for health insurance.
Let's all not forget WHY insurance is so expensive: because it exists, health care providers at all levels can charge far more than they would otherwise. The providers then have to hire a staff of bureaucrats to fill out the insurance company paperwork--and that staff gets added to the costs. And with the huge insurance industry acting as a middleman, they get to grow a huge bureaucracy with "executives" making obscene salaries. Since the insurance middleman has control of so much money, they can buy all the politicians they need to protect their empire. And of course the tort-liability lawyers (protected by their Democrat politicians) raise the costs of health care for everyone by getting lottery-winnings for a few unfortunates and taking 1/3 of said lottery-winnings for their troubles.
Notice that Obamacare made sure these guys got to keep their power and money (while everyone else loses): the Insurance Industry, Big Pharma, and the Tort-Liability Lawyers. The American wage-earner faces not only loss of their employer-paid insurance, but also large increases in everybody's premiums, tons of new taxes with the hiring of a new "army" of IRS agents, and the rationing that will be inevitable as doctors flee the system.
Europe covers everyone with health care insurance by the government being the insurance provider. America uses the capitalist middleman, the Insurance Industry, to manage the provision of health care.
There were many things that could have been done to actually reform America's system, but of course all of them were "negotiated" away as our bought-and-paid-for politicians represented their masters (the Insurance Industry, Big Pharma, Lawyers). So we got the worst of all worlds: a bunch more people thrown on Medicaid with the money taken out of Medicare, and close to a trillion dollars in new taxes over 10 years, and huge disincentives for businesses to provide insurance for their workers.
And let's not forget the cherry on top: the entire economy sits in virtual stasis, still shedding jobs, while businesses wait for some political sanity to appear on the far horizon.
Notice that Obamacare made sure these guys got to keep their power and money (while everyone else loses): the Insurance Industry, Big Pharma, and the Tort-Liability Lawyers. The American wage-earner faces not only loss of their employer-paid insurance, but also large increases in everybody's premiums, tons of new taxes with the hiring of a new "army" of IRS agents, and the rationing that will be inevitable as doctors flee the system.
Yep. Everyone on the left, including Obama, spent years telling us how evil insurance companies are and how they would just people die instead of paying for services.
Then they pass a law requiring us to do business with them and making them even more powerful at the same time. Brilliant.
People that have insurance want everyone else to foot the bill also.
And please don't say not having insurance raises the cost of health care. If I break my arm it costs the exact same amount to fix it. Doesn't amtter if I pay for it, the insurance comapny pays for it or the doctor pays for it. It costs the same.
Nope. If the cost is same, why does an insurance company expect one to pay more for out of network coverage?
The argument on added cost of insurance due to uninsured is about the cost recuperation by providers for non-payments. Someone has to pay, unless you believe they are fine swallowing the costs in the name of public welfare.
Quote:
Originally Posted by OhioIstheBest
Almost all chronic illness can be prevented, cured or managed with changes in diet and habits.
And how do you propose it can be accomplished?
Quote:
Originally Posted by OhioIstheBest
If everyone were insured, as some on this thread want, then insurance companies would pay for all health carre costs.
If that happened, premiums would rise by about 55 percent, assuming your numbers are correct.
Doesn't matter who pays for it. It costs everyone the same in the end.
Health insurance premiums have risen 230% between 1999 ($5791/family) and 2009 ($13,375) (http://www.consumerwatchdog.org/patients/articles/?storyId=29490 - broken link) and you didn't even feel it, while percentage of employees providing the benefit dropped from 66% to 60% with more considering dropping coverage due to exorbitant increase in costs, deemed unsustainable. And here, your magical math is trying to prove that covering everybody is a bad idea?
Quote:
Originally Posted by OhioIstheBest
Couldn't tell you the name of it.
Reagan signed it into law.
Reagan talked small government but all he really did was expand it.
And I couldn't find it. Let us hope when people make claims, they can back it up.
People like him who think they can get by without insurance,then when something does happen expect everyone else to foot the bill.
The odds are WAY against "something happening." Especially since his being uninsured is a TEMPORARY situation.
Quote:
Originally Posted by jerseygal4u
I'm taking it from the perspective of a nurse. You know my pay has gone down because of people who think that paying a health insurance bill wasn't important.
Thanks for letting us know where you're REALLY coming from.
No one should pay for anything for him but himself. He has 2 condos. Maybe sell one and use the money to purchase insurance.
No, he has 2 loans on one condo. Try reading the article. Twice, if you have to...
God, it's so obvious that you're completely oblivious to this man's situation. READ THE ARTICLE.
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