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I have insurance through my employer but it is crap. I pay $46 a week and have a $1000 max per year. I also have co-pays and it doesn't even cover my birth control. I'm told that after a year we get better insurance. The ONLY reason I have it is so I don't have a gap in coverage that they can use to deny payment for something.
This doesn't make any sense at all. Perhaps you mean you have a $1,000 deductable per year? Does there really exist an insurance policy, and someone willing to buy it, that asks you to pay (46*52) or $2,392 for a maximum benefit of $1,000? A guaranteed giveaway of $1,392? Becasue if you are willing to do that, I will personally beat it for you. You pay me $40 per week, and I'll pay any medical bills you incur, to a max if $1,500. How's that sound? Saves you $312 per year, and offers a max payout of $500 more, for a swing of $812.
I wouldn't go to a doctor anyhow, so such a thing would be wasted on me. I'd rather die than subject myself to those quacks. By the way, I've always been healthy thus far. People I've known to get flu shots always seem to come down with something right afterward.
I hope you stay healthy, those "quacks" may someday save your very life. Let's review the results. I simply hate to hear of anyone not having any health insurance, and this poll may very well reflect something close to a national avg., with as many as 20% lacking insurance and as many under-insured or denied adequate coverage
Yes - through my employer 7958.09%
Yes - individual policy 25 18.38%
Yes - COBRA 2 1.47%
Yes - Portability 1 0.74%
Yes - Medicaid 5 3.68%
No- Uninsurable or have been declined 3 2.21% No - Cannot afford it 1813.24%
No- Don't want it or someone else can pay for my problems 3 2.21% Vote
As I posted, I'd rather die. I've never been a sickly person.
You're probably a much more sickly person than you know if you aren't going to a doctor.
While I had some minor health issues that are more of a nuisance than anything, I was never sickly. Now I am about to leave for the hospital to have a lymph node removed to confirm a tentative diagnosis of cancer. My oncologist even pushed off the biopsy and gave me antibiotics and a test for cat scratch disease because he hoped that my complete lack of other symptoms meant I just had a hidden infection. I am a month past 23 years old. The tests I have had in the past week and a half amounted to over $10,000 if I did not have insurance. My surgery today will probably add another $15,000 to that bill.
I do not feel sick- I am the picture of health. But I have extremely swollen lymph nodes all over my chest, armpit, and neck (as shown by my CT- many of them aren't palpable). If I wasn't careful and did self checks on myself, I might never have noticed and if I hadn't IMMEDIATELY gone to the doctor, it might have been too late.
We're still hoping it's not lymphoma or another form of cancer. But it could be. You don't know what will happen to you or what's going on in your body. Diseases don't just strike the sickly.
I hope you stay healthy, those "quacks" may someday save your very life. Let's review the results. I simply hate to hear of anyone not having any health insurance, and this poll may very well reflect something close to a national avg., with as many as 20% lacking insurance and as many under-insured or denied adequate coverage
Yes - through my employer 7958.09%
Yes - individual policy 25 18.38%
Yes - COBRA 2 1.47%
Yes - Portability 1 0.74%
Yes - Medicaid 5 3.68%
No- Uninsurable or have been declined 3 2.21% No - Cannot afford it 1813.24%
No- Don't want it or someone else can pay for my problems 3 2.21% Vote
And this is people who have access to computers/internet!
I wouldn't go to a doctor anyhow, so such a thing would be wasted on me. I'd rather die than subject myself to those quacks. By the way, I've always been healthy thus far. People I've known to get flu shots always seem to come down with something right afterward.
I have the best medical insurance there is. I have multiple medical issues and I figure my medical bills must be approaching a million dollars for the past 10 years. There are no limits on my policy and there is no such thing as a pre existing condition.
The nicest thing about my insurance is that there is no premimum to pay and everyone in the entire country has the same coverage and yes I AM CANADIAN.
I have the best medical insurance there is. I have multiple medical issues and I figure my medical bills must be approaching a million dollars for the past 10 years. There are no limits on my policy and there is no such thing as a pre existing condition.
The nicest thing about my insurance is that there is no premimum to pay and everyone in the entire country has the same coverage and yes I AM CANADIAN.
All that and the US military to protect your country.
My husband just got health insurance today! He is a British citizen, 70 years old, a LEGAL immigrant (who paid $$$$$$$$$$$$$$$$$$$ to the US government to come here and he went through the lengthy paperwork intensive immigration process which includes finger printing, background check, medical check, vaccinations etc.) He's healthy and has a part time job that doesn't have health insurance. We live in Massachusetts which requires everyone to have health insurance. I'm so proud of my state.
He would probably have to go without medical insurance if we didn't live here.
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