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Except for exceptional circumstances, like being 70 and having 3 types of cancer, health insurance is available and affordable. I have shopped around for the hell of it using several different states for comparison and all of the plans were quite affordable. (ie. $80-250 month). Is it the best insurance on the planet? Not neccessarily, but with out of pocket maximums, it's much better than nothing.
Are there exceptions? Of course. But I don't buy the whole "its not affordable" argument. It's all about priorities. If insurance costs $250 per month, and you really need health insurance, then you prioritize your spending accordingly.
Millions of American's don't even know how to budget. That they also don't understand their priorities is of no concern to me.
Except for exceptional circumstances, like being 70 and having 3 types of cancer, health insurance is available and affordable. I have shopped around for the hell of it using several different states for comparison and all of the plans were quite affordable. (ie. $80-250 month). Is it the best insurance on the planet? Not neccessarily, but with out of pocket maximums, it's much better than nothing.
Are there exceptions? Of course. But I don't buy the whole "its not affordable" argument. It's all about priorities. If insurance costs $250 per month, and you really need health insurance, then you prioritize your spending accordingly.
Millions of American's don't even know how to budget. That they also don't understand their priorities is of no concern to me, and paying for their ignorance is not part of my financial portfolio.
Not sure where you get health insurance here for $250 per month without a high co pay or restrictions. Even work related health insurance here is around $80 per week with high copays and more for out of network usage.
We must get rid of the Insurance based health system here.
With a Govt. funded health system a small tax is paid and that covers ALL treatments for everyone from before birth until the grave..... If anyone still wants a private health insurance then the premiums are far far far cheaper as the Insurance company has to compete with the UHC. Drugs also become significantly cheaper with a UHC..... so everyone is a winner but at a fraction of the current cost with no loss of quality of care..... like in the UK, where you can pay for the NHS AND a private insurance plan for less than just a limited private plan here.............. not sure why intelligent people here want a expensive system that only covers you while you can afford the premiums??????????????????????????????
I agree. Some people feel it's more important to have the latest smartphone, DVR's in every room of their home, and $200 Nike's than to spend a couple hundred per month on health insurance.
Not sure where you get health insurance here for $250 per month without a high co pay or restrictions. Even work related health insurance here is around $80 per week with high copays and more for out of network usage.
We must get rid of the Insurance based health system here.
With a Govt. funded health system a small tax is paid and that covers ALL treatments for everyone from before birth until the grave..... If anyone still wants a private health insurance then the premiums are far far far cheaper as the Insurance company has to compete with the UHC. Drugs also become significantly cheaper with a UHC..... so everyone is a winner but at a fraction of the current cost with no loss of quality of care..... like in the UK, where you can pay for the NHS AND a private insurance plan for less than just a limited private plan here.............. not sure why inteligent people here want a expensive system that only covers you while you can afford the premiums??????????????????????????????
What's wrong with high copays? What do you deem to be "high?"
Except for exceptional circumstances, like being 70 and having 3 types of cancer, health insurance is available and affordable. I have shopped around for the hell of it using several different states for comparison and all of the plans were quite affordable. (ie. $80-250 month). Is it the best insurance on the planet? Not neccessarily, but with out of pocket maximums, it's much better than nothing.
Are there exceptions? Of course. But I don't buy the whole "its not affordable" argument. It's all about priorities. If insurance costs $250 per month, and you really need health insurance, then you prioritize your spending accordingly.
Millions of American's don't even know how to budget. That they also don't understand their priorities is of no concern to me.
Yep...so long as you don't have a family it's quite reasonable.
Get a few family members, and it get's pretty damn steep. And i mean REAL STEEP.
But Desert! You're supposed to have PRIORITIES! My goodness. Knock off with the food and mortgage and clothing and car payments and gasoline and paying the electric bill and all that yucky stuff you're piddling away your money on and get your priorities in order.
What's wrong with high copays? What do you deem to be "high?"
Please tell me why anyone should pay a high premium AND a high co pay?
Maybe that seems ok here............. eg.... a CEO gets a high salary and a mega bonus here.....why? Is his high salary just for putting in a appearance?
Same with health Insurance..... what are the premiums for... just to put your name on their list?
To pay high co pays here is normal but wrong. The premiums and a very low co pay to stop silly little claims ($300 max) is enough.... ooops i forgot that would mean the insurance companies making millions instead of billions...lmao.
With a Govt funded UHC there are absolutely NO co pays for treatment.
Except for exceptional circumstances, like being 70 and having 3 types of cancer, health insurance is available and affordable.
Tell that to the millions of people without insurance, many whom cannot afford it or have conditions which cause their exclusion. A rather naive perspective, in the OP.
I have a pre existing condition.
I have never even received a quote at all. Period.
Once they find out about my disorder, they have all told me there is nothing they can do and wished me well. What should people like me do?
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