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Me and my kids don't want or expect "free" anything, nor is anyone anywhere suggesting this is going to be the case except in the minds of the looney ("Dr's and nurses need to get paid"? WTF??) . BUT we all need something affordable that will cover what we need under the system that we have. I'm willing to work with whatever options we have in 2013-2014 because, for us, that's when the rubber meets the road. If it's not something that comes out of Obama's health care reform then there better be something that comes from "the other guy". There is no more time to fart around with pretty speeches and dreaming up perfect systems or devising a complete and total overhaul of the US Government (ie: pipe dreams).
What makes you think Obamacare will be more affordable? First, there are 20 new taxes besides the mandate tax and 70% of these will be paid by the middle class. Second, unless you are low income there will be no subsidy for you. Third, the cost of the added forced benefits,ie., covering kids on parent's policies and covering preconditions for the uninsured, have already increased the cost of insurance.
We did not need a total overhaul of the best healthcare in the world. Just deregulating so you could buy across state line, tort reform to stop defensive medicine and a risk pool for those with preconditions would have lowered costs. We already spent hundreds of billions a year on Medicaid for the poor and medicare for the elderly.
By the time they are 26 they should have graduated college and have a job that provides them Health Insurance. The coverage for offspring until they are 26 isn't "free", the parent would be paying for a family plan. I graduated HS in 1980 and I was covered under my mother's Health Insurance until age 23 as long as I was in school, I graduated college and had my own Health Insurance before then.
Except now insurance will get more expensive due to Obamacare for employers to provide so they may opt to pay the mandate tax, leaving you with no coverage. If you earn a decent salary you will not get any subsidy, and you have to buy a cadillac plan even if you only want catastrophic care coverage.
Except now insurance will get more expensive due to Obamacare for employers to provide so they may opt to pay the mandate tax, leaving you with no coverage...
You're right, unlike absolutely no increase in insurance costs previously. You see, I can be about as clueless as the rest of them.
Affordable ? With the government subsidizing up to 96% of premiums, you call that affordable ?
The government just covered up the problem with a subsidy or don't you see that.
And just watch premiums go up faster than before since YOU are not paying the full amount.
This is going to be one quick bubble once the subsidies start.
You mean those low-interest loans that if a payment is missed, or the student needs an extension they turn into 2-3-400% usury notes? You want people to thank those who created low-interest loans (the hook) and then made them immune to bankruptcy (the line) leaving students on the hook for thousands in additional fees, interest bumps, penalties (the sinker)! You want them to be thankful for this?
Thank you for a $1,200,000,000,000.00 debt hoisted upon the people least able to pay it back and the most likely (the youth) to buy into it. Thanks for allowing the government, lenders, and colleges to collude in a scheme to rob students and their parents. Thanks for the sub-standard grading and passing of tens of thousands of marginal students and charging them $100-300K for the privilege. Thanks for allowing colleges to buy the new stadiums and sport centers, which the students will be paying on for the rest of their lives.
Thanks so much.
Not to mention how these loans have made it possible for universities to raise their tuition to astronomical levels. Funny how the lefties only complain about corporations but never about universities.
Affordable ? With the government subsidizing up to 96% of premiums, you call that affordable ?
The government just covered up the problem with a subsidy or don't you see that. And just watch premiums go up faster than before since YOU are not paying the full amount.
This is going to be one quick bubble once the subsidies start.
And if it doesn't go up any faster than it has since (at least) 1999, would you be willing to show up and retract your claims?
Why would that be a rude awakening for them. Are you saying, at 27, they aren't capable of understanding what having insurance or not having insurance means. What cadillac plan are you talking about. And how do you know what coverage they need. Even in your 20's you need health insurance. Oh sure they may be healthy now and feel infallible. But what if they get sick tomorrow and have to go to the ER, what if they get an illness that requires long term therapy like cancer. What if they have an accident. You do realize you are paying for them because the rest of us with insurance pick up the slack for those that don't.
What we call a cadillac plan now will be the minimum mandated by Obama to avoid the mandate tax. Yes everyone should get healthcare, even in their 20's. But when one is young and healthy they don't need the same coverage as when they get into their 40's and beyond. They could save a bundle on catastrophic coverage which is only for major medical, like cancer. But that is not allowed under the king's mandate. People know what coverage they need far better than the government!
What's sad in this country is that no one can afford to live here anymore because of housing prices. It sickens me what you pay for new homes these days and they are crap.
What are you talking about? Home costs are less now than any time in at least the last 15 years. Mortgage rates are back to rates from the 1950's!
You're right, unlike absolutely no increase in insurance costs previously. You see, I can be about as clueless as the rest of them.
Where did you get that from?
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