Why on Earth should Insurance companies, in particular, have to cover pre-existing conditions? (health care system, Canada)

[OICU812]

Originally Posted by Ivorytickler

Most people will pay far more into their insurance than the insurance will pay out. It's an odds game. Certain conditions increase the liklihood of having to pay out and pay out big.

So, to you, some people never get sick, gotcha.

[Ivorytickler]

Originally Posted by northnut

You do realize there are conditions that happen that you have absolutely no control over, right? Surely someone couldn't be that thick, could they?

You do realize that's why you buy insurance, right? Just in case you get sick.

[northnut]

Originally Posted by workingclasshero

yes I have had....and I either PAID IT ...or made a deal with the DOCTOR.....or was a FULL benefit of employment NEGOTIATED between me and the job

Really? You negotiated your benefits package w/your employer? Huh.

[workingclasshero]

Originally Posted by northnut

I suppose you've never had a condition, right? Yes, all you conservatives are the picture of miraculous health.

and you liberals always expect someone ELSE to pay your way

[workingclasshero]

Originally Posted by northnut

Really? You negotiated your benefits package w/your employer? Huh.

you've never negotiated for a job?????? hmmmmm

[northnut]

Originally Posted by workingclasshero

and you liberals always expect someone ELSE to pay your way

Really? I pay monthly for my employer provided insurance. I'm not sure where you're getting your little overreaction.

[alphamale]

Originally Posted by northnut

I suppose you've never had a condition, right? Yes, all you conservatives are the picture of miraculous health.

You do understand the concept of insurance, right?

Would you be able to get a life insurance policy as a terminally ill person?

Would you be able to drive a busted up car to an agency and get insured?

Think like a person with a brain.....forget the leftie talking points. Even eurotrash socialist style "universal" healthcare systems do not insure those with pre-existing conditions.

[TheHurricaneKid]

Actually, I think a health savings account is a much better idea, imo.

[alphamale]

Originally Posted by northnut

Really? I pay monthly for my employer provided insurance. I'm not sure where you're getting your little overreaction.

Shouldn't you?

[Ringo1]

Originally Posted by workingclasshero

you've never negotiated for a job?????? hmmmmm

Negotiating benefits and negotiating what is covered and what is not - two different ballgames.

Of course pre-existing conditions should not be excluded. Say . . you get cancer and lose your job. You find another one but, guess what? They have insurance but won't cover your cancer treatment.

What would you do?

Either way - the taxpayer will foot the bill. Medicaid ain't free, you know.