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Originally Posted by charolastra00
Maybe you misunderstood me - I was pointing that decisions insurance companies make in favor of the bottom line are not done for anyone's health but the insurance company's profits.
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Thank you for proving my thesis....you took the bee-line and immediately attacked insurance.
You failed to address any of the issues I brought up.
Please state the cash surrender value of your health insurance in USD ($).
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Originally Posted by charolastra00
And that of course makes sense - any business is out to make money.
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Please explain the purpose and value of profit....in your own words....no wikipuki cut-n-paste.
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Originally Posted by charolastra00
Many people who rant and rave about the government getting in between them and their doctor seem to have no problem that the vast majority of people already have something in between.
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And who --- organization or association -- is the one that got between you and your doctor?
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Originally Posted by charolastra00
Those that can afford to self-pay the $500,000+ cost of cancer treatment, related care, and follow up care are the rare exceptions.
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Again, most selfishly, the entire healthcare system revolves around you.
Why does cancer treatment cost $500,000+?
The Laws of Economics reign supreme. No person who lives now, who has ever lived, or who ever will live has any power or control over the Laws of Economics. The Laws of Economics at play here center on Economy of Scale, Opportunity Costs, the Law of Supply & Demand, and Capital Limitations.
You can hand a broom to damn near anyone, but you want to put scalpels in everyone's hands?
Within any give population, only a percentage have what it takes --- skill, ability, aptitude, desire and intelligence --- to be a doctor.
Of those, only a certain percentage could ever be oncologists.
That's your Capital....and there is a limit to it --- there's a small percentage of doctors, an even smaller percentage are, or could ever be, oncologists.
So, what, force cardiologists to switch to oncology? Then that would create a shortage of cardiologists and people with heart disease would die.
And the Capital Limitations do not apply to just doctors, it applies to space, facilities, equipment and medication/treatment.
That is why these Brits died....
Lung cancer treatment waiting times and tumour growth.
Therefore, 21% of potentially curable patients became incurable on the waiting list.
This study demonstrates that, even for the select minority of patients who have specialist referral and are deemed suitable for potentially curative treatment, the outcome is prejudiced by waiting times that allow tumour progression.
US National Library of Medicine National Institutes of Health
....the reason waiting times exist, is because the British NHS refuses to spend the money necessary to pay for the cost of healthcare.
Because the British NHS refuses to pay the cost of healthcare, there are shortages of facilities, space, equipment and competent staff to perform those surgeries....creating waiting lists on which people die.
Same situation here in Sweden......
Mortality on the waiting list for coronary artery bypass grafting: incidence and risk factors
BACKGROUND: Insufficient capacity for coronary artery bypass grafting results in waiting times before operation, prioritization of patients and, ultimately, death on the waiting list. We aimed to calculate waiting list mortality and to identify risk factors for death on the waiting list.
The Swedish government refuses to pay for the cost of healthcare, choosing to spend less instead, with the result being shortages of Capital, again, facilities, space, equipment and competent medical staff.In reality both States have the money to pay the real cost of healthcare, but to do so means cuts in other government services, since the primary issue is Capital Limitations.
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Originally Posted by charolastra00
Meanwhile, in the UK and Canada, people on my support forum who were diagnosed around the same time not only got treatment sooner, but also got the superior chemo - no questions asked. They also did not have to work full time through their treatments in order to afford medication, but that's another topic altogether.
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That is irrelevant, and meaningless. We would need to compare charts, especially since the UK and Canada ration healthcare, often taking the most likely to succeed over those who chances are poorer.
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Originally Posted by charolastra00
Sorry - I put more trust in the government than I do for-profit insurance companies because of far too much experience for both myself and other anecdotes in the young adult cancer community.
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Again, please state the cash surrender value of your insurance policy in USD.
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Originally Posted by charolastra00
And yet people have no problem with their insurance companies running their healthcare.
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Explain to us in your own words how you believe insurance works.
Anyway, so-called "health insurance" companies do not establish the cost of healthcare, the American Hospital Association and its monopolistic cartels do that.
Since healthcare is intra-State Commerce --- even your Supreme Court said so --- Congress has no power or authority here, and neither does the Federal Trade Commission, which investigates collusion and price-fixing. This is something the States will have to tackle.
So...."insurance" is the reason cancer treatment costs $500,000+ is a total fail, right?
What are you doing to attack the
real cause of healthcare costs?
Nothing.
Suppose the true cost of your cancer treatment was actually $230,000 in real terms......why would or why should you pay $500,000+?
Why aren't you angry at the people who are price-gouging you? Why would you want other people to be price-gouged?
Thanks again for proving my point...
Mircea