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The bottomline is that Obamacare policy holders are going to have a hard time getting care because most doctors will now refuse to see these patients unless they can verify that the patient has paid the premium or can pay for the service. Doctors have overhead. They cannot stay in business by providing uncompensated care.
I didn't mean to imply you were. What I meant is that most people don't have $10000 to cover the deductible so they are not going to seek routine healthcare.
I'm not sure that the ACA has caused that..My old neighbor was a dentist and before ACA he had a $10,000 deductible and his premium was around $1,100 a month for he and his wife- no kids and they were in their mid 40's. After ACA they told me their premium dropped but I didn't get numbers from them.
I am not going to spend a lot of time defending the ACA, I think it was just a big wet kiss to insurance companies. I would have liked to see medicare for all with the age requirement dropping gradually over time until everyone was eventually covered, no more insurance companies sucking profits for doing nothing. My coverage under my old employer sponsored plan which was considered an excellent plan didn't offer anything that I don't get from medicare.
I'm not sure that the ACA has caused that..My old neighbor was a dentist and before ACA he had a $10,000 deductible and his premium was around $1,100 a month for he and his wife- no kids and they were in their mid 40's. After ACA they told me their premium dropped but I didn't get numbers from them.
I am not going to spend a lot of time defending the ACA, I think it was just a big wet kiss to insurance companies. I would have liked to see medicare for all with the age requirement dropping gradually over time until everyone was eventually covered, no more insurance companies sucking profits for doing nothing. My coverage under my old employer sponsored plan which was considered an excellent plan didn't offer anything that I don't get from medicare.
If you're not sure. You should do some research. Economists predicted that the deductibles would have to be high for the prgram to be economically viable. Now we find that it is not economically viable even with high deductibles because it appears that many people who didn't qualify still got subsidies. This program is tanking.
Which is why the cost went up for everyont, not the promised $2500 drop Obama said we'd see
Then why are there 34 million without insurance and CBO projections show we'll never get below 30 million uninsured
If you want I will go dig up the numbers but offhand, my guess is a good number of those people are low income and live in states that did not offer expanded medicaid
If you're not sure. You should do some research. Economists predicted that the deductibles would have to be high for the prgram to be economically viable. Now we find that it is not economically viable even with high deductibles because it appears that many people who didn't qualify still got subsidies. This program is tanking.
Do the comparison yourself you are the one making the claim
If you want I will go dig up the numbers but offhand, my guess is a good number of those people are low income and live in states that did not offer expanded medicaid
You would be incorrect, that number is about 2 million..
.....If you're not sure the ACA created the high deductible plans. Of course it did. They have to offset the people who are getting government subsidized health care.
You would be incorrect, that number is about 2 million..
Try four million:
Nationally, nearly four million poor uninsured adults fall into the “coverage gap” that results from state decisions not to expand Medicaid, meaning their income is above current Medicaid eligibility but below the lower limit for Marketplace premium tax credits. These individuals would have been newly-eligible for Medicaid had their state chosen to expand coverage.
And here's a fairly comprehensive article about who the other 26 million are, and please notice the CBO estimated there would be that many people not covered so it's not exactly a startling revelation http://www.washingtonpost.com/blogs/...-who-they-are/
Do the comparison yourself you are the one making the claim
lol. Sorry. I don't play those games. Any intelligent person knows it's true. I am not expending extra effort for others.
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