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Old 05-22-2016, 11:08 AM
 
Location: H-Tine, Texas
6,732 posts, read 5,191,477 times
Reputation: 8539

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Quote:
Originally Posted by InformedConsent View Post
Everyone knows the latter part of that is pure BS. Poor people have more access to free contraceptives than anyone else. They just don't use it. Why not? They suffer no negative consequences for bearing children they cannot afford to support/raise. Uncle Sugar steps in, picks up the tab, and gives them all kinds of freebie goodies.

And what biased source told you that? It's probably a safe bet to say that you've never step foot and helped out in a poor community, so of course what you say is taken with the tiniest grain of salt.

Besides, if you bothered to read and quote all of my posts, I clearly stated that having access to it isn't enough, that educational resources and accountability are also needed.
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Old 05-22-2016, 11:09 AM
 
Location: Georgia, USA
37,239 posts, read 41,460,327 times
Reputation: 45425
Quote:
Originally Posted by ChiGeekGuest View Post
& the folks who bought the government, the highest bidders, are getting their moneys worth.
As long as the system used is the most efficient way to do it and minimizes fraud, why complain that a business makes a profit doing it. Half a billion sounds like so much more than 500 million, doesn't it?

Loading the money for SNAP on an EBT card is better than handing out cash that might be used for cigarettes and alcohol, isn't it?
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Old 05-22-2016, 11:15 AM
 
Location: *
13,240 posts, read 4,950,983 times
Reputation: 3461
Quote:
Originally Posted by suzy_q2010 View Post
As long as the system used is the most efficient way to do it and minimizes fraud, why complain that a business makes a profit doing it. Half a billion sounds like so much more than 500 million, doesn't it?

Loading the money for SNAP on an EBT card is better than handing out cash that might be used for cigarettes and alcohol, isn't it?
Please see the previously linked GAI report & article:

Quote:
While some may be glad that a private company–not a government agency–is tasked with EBT transactions, the GAI report reveals that JP Morgan does not use the same fraud detection systems commonly used by today’s credit card companies. In fact, federal and state agencies–not EBT processors–are the ones tasked with policing food stamp fraud.

That means EBT processors enjoy multiple pathways to profits that run counter to efficiency and strong oversight. For example, writes GAI president Peter Schweizer: ...
"Any time TANF recipients withdraw their cash benefits or make balance inquiries through out-of-network ATM machines, the user may incur ATM transaction fees generally ranging from $.75 to $1.50. In addition, most states allow EBT processors to charge card replacement fees. Arizona cardholders, for example, are permitted one free replacement a year, after which a $5 per card fee is imposed. The same goes for customer service calls: After an EBT cardholder exceeds the state’s maximum number of free calls, EBT processors typically tack on a $.25 per call fee.

By making welfare inefficiency and abuse lucrative, the poverty industry has created a potentially toxic brew of corporate cronyism and government inefficiency that lets food stamp abuse enforcement slip through the bureaucratic cracks."

Privatization. What next the Food Stamp industrial Complex?
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Old 05-22-2016, 11:22 AM
 
248 posts, read 173,244 times
Reputation: 232
Quote:
Originally Posted by ATG5 View Post
Yeah, like that lady in Wal-Mart who went off on that black guy using an EBT card, or that recent story involving 30 black people who were accused of welfare fraud, right? Oh, wait.

This is why we get nowhere in this society. It's "United We Stand" and "We're all Americans", until the discussion is geared towards minorities, then it's blame, stereotype, make broad generalizations disassociate and do nothing to actually help the issue.
You must have missed my point...this issue can't be helped. We are fed up trying to convert a mentality by enabling using our cash....These cultures and third world mentalities were built over hundreds of years. Part of what makes one a human is the ability to reason...it's time they apply what is suppose to be human instinct and get it right. You have to act American to be considered American...simply standing on this soil does not make you American...AND it's only United We Stand if you can fit it and deserve the right to stand with the unity...being here does not automatically make you one of us....sorry it doesn't work that way.
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Old 05-22-2016, 11:34 AM
 
Location: H-Tine, Texas
6,732 posts, read 5,191,477 times
Reputation: 8539
Quote:
Originally Posted by BrokeLoser View Post
You must have missed my point...this issue can't be helped. We are fed up trying to convert a mentality by enabling using our cash....These cultures and third world mentalities were built over hundreds of years. Part of what makes one a human is the ability to reason...it's time they apply what is suppose to be human instinct and get it right. You have to act American to be considered American...simply standing on this soil does not make you American...AND it's only United We Stand if you can fit it and deserve the right to stand with the unity...being here does not automatically make you one of us....sorry it doesn't work that way.
LOL, "one of us" - yeah, I'm pretty sure any non-American or someone you consider not "one of you" isn't going to lose any sleep over it.

Actually, being a citizen in this country makes you American. I don't know what nonsense you are talking about.

And it can be helped. Teen birthrates, especially among blacks and Hispanics, are continually declining.

Quote:
What else is contributing to the decline in teen birth rates? Less sex, use of more effective contraception and more information about pregnancy prevention.
Hmm, well look at that. Access to contraception + education and teen birth rates are declining? Wow!


So while you continue to peck away on your keyboard complaining about issues, the rest "of us" will actually be trying to find solutions.
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Old 05-22-2016, 11:48 AM
 
Location: Georgia, USA
37,239 posts, read 41,460,327 times
Reputation: 45425
Quote:
Originally Posted by ChiGeekGuest View Post
Please see the previously linked GAI report & article:

"Any time TANF recipients withdraw their cash benefits or make balance inquiries through out-of-network ATM machines, the user may incur ATM transaction fees generally ranging from $.75 to $1.50. In addition, most states allow EBT processors to charge card replacement fees. Arizona cardholders, for example, are permitted one free replacement a year, after which a $5 per card fee is imposed. The same goes for customer service calls: After an EBT cardholder exceeds the state’s maximum number of free calls, EBT processors typically tack on a $.25 per call fee.

By making welfare inefficiency and abuse lucrative, the poverty industry has created a potentially toxic brew of corporate cronyism and government inefficiency that lets food stamp abuse enforcement slip through the bureaucratic cracks."

Privatization. What next the Food Stamp industrial Complex?
From that description, the problem is user responsibility, not the EBT processor.

Do not use out of network ATMs. Know which ones will not charge a fee.

Do not lose your card.

Limit customer service calls.

In other words, know how to maximize your EBT benefits. If you do not think EBT users can learn how to do that, you are in essence saying they are too stupid to learn.
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Old 05-22-2016, 11:49 AM
 
248 posts, read 173,244 times
Reputation: 232
Quote:
Originally Posted by ATG5 View Post
LOL, "one of us" - yeah, I'm pretty sure any non-American or someone you consider not "one of you" isn't going to lose any sleep over it.

Actually, being a citizen in this country makes you American. I don't know what nonsense you are talking about.

And it can be helped. Teen birthrates, especially among blacks and Hispanics, are continually declining.

Hmm, well look at that. Access to contraception + education and teen birth rates are declining? Wow!


So while you continue to peck away on your keyboard complaining about issues, the rest "of us" will actually be trying to find solutions.
NEGATIVE
You're living in a fantasy world buddy...wake up, we stand divided with 'them' now more than ever and it's nobody's fault but 'their' own...we've stood by for decades throwing cash and resources at 'them' begging 'them' to get it right...it's just well beyond 'them' to reason....AWESOME and congrats you've made dramatic improvements over the last 30 years...only 4 in 10 of 'them' are stealing from my kids these days...You've done a great job; you deserve a pat on the back...just think of where we'll be a half century from now.
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Old 05-22-2016, 11:57 AM
 
Location: the very edge of the continent
89,377 posts, read 45,100,927 times
Reputation: 13817
Quote:
Originally Posted by ATG5 View Post
And what biased source told you that?
Medicaid and Public Health Departments. Contraceptives are free for the poor more so than for any others. How do you not know that?
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Old 05-22-2016, 11:57 AM
 
Location: *
13,240 posts, read 4,950,983 times
Reputation: 3461
Quote:
Originally Posted by suzy_q2010 View Post
From that description, the problem is user responsibility, not the EBT processor.

Do not use out of network ATMs. Know which ones will not charge a fee.

Do not lose your card.

Limit customer service calls.

In other words, know how to maximize your EBT benefits. If you do not think EBT users can learn how to do that, you are in essence saying they are too stupid to learn.
You didn't read the GAI report or article?

Personally, the underlying big problem is that one out of every seven people in America receive taxpayer-funded food stamps.

Quote:
So how did EBT processors like JP Morgan land its lucrative half-billion dollars worth of contracts?

The GAI report, Profits From Poverty: How Food Stamps Make Corporations Money, says JP Morgan’s political donations to members of the House and Senate Agriculture Committees (who oversee the food stamp program) skyrocketed once the bank entered the EBT market:

Quote:
Between 1998 and 2002, JPMorgan’s total contributions per election cycle averaged $82, 897. After JP Morgan entered the EBT services market until the 2010 election cycle, their average donation per cycle more than doubled to $215,120…. JPMorgan’s donations to political campaigns also show a clear trend. During the 2008 election, Barack Obama received more than twice the contributions of John McCain: $807,000 for Obama compared to McCain’s $345,505.
Today, one out of every seven people in America receive taxpayer-funded food stamps.
Report: JP Morgan Makes Over Half A Billion Dollars Off Food Stamps - Breitbart
article links to GAI report
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Old 05-22-2016, 12:08 PM
 
Location: London
12,275 posts, read 7,168,919 times
Reputation: 13661
Quote:
Originally Posted by BrokeLoser View Post
I like how we all talk and pretend as if we're really talking about "poor people" here...lets be honest; we're really talking about a couple of races and cultures that represent the mass problem. You can attempt to educate, coddle and hand-hold these people all you want and keep throwing endless amounts of cash at it and it wouldn't make a difference in mass...These humans are genetically built with a third world mentality...I've said it over and over..."you can't turn a sows ear into a silk purse" and "you can lead a horse to water but you can't make it drink"
What does that mean? Certain cultures have...lets call it complacency (I call it loserhood and laziness) embedded so deeply that they are simply just happy surviving...period. It's just to much work to become better and do better...Now throw 'these people' that are already genetically flawed an EBT card and a cash bonus for reproducing themselves and we've created a multi-generation taxpayer cash sucking monster. This really isn't a revolutionary find but I'd thought I'd cast a bit of clarity over all the blurry mumbo-jumbo...sorry, truth-haters, MTV-ist's and utopia seeking libbys.
If you're gonna go this far, you might as well dig out that KKK hood you undoubtedly have in your closet, put it on proudly, and enlighten us on exactly which 'races and cultures' you're referring to.
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