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I can't tell you why your situation got worse, if it really did. I can only tell you that your case is very unusual.
Yes, this really happened to me - and to a lot of other people. This situation isn't as unusual as you think, among the self employed especially.
Quote:
Conservatives just never stop being loudly wrong.
LOL you think this is about conservatives vs liberals. This is a national healthcare crisis that affects EVERY SINGLE AMERICAN (and some who aren't Americans).
Mine went from a little over $500 mo. including dental and vision with no deductible for dr. visits and only $200 deductible for testing with $2,000 max to $770 mo. NO vision, NO dental $1,600 deductible and $5,000 max. With the high deductible and increased premium, my health insurance has doubled in three years.
Mine went from a little over $500 mo. including dental and vision with no deductible for dr. visits and only $200 deductible for testing with $2,000 max to $770 mo. NO vision, NO dental $1,600 deductible and $5,000 max. With the high deductible and increased premium, my health insurance has doubled in three years.
Sorry to hear this. A lot of your money is being moved over to medicare & also helping to pay medical expenses for the millions of immigrants, legal & illegal, along with refugees who get dumped here in the States every year....
Sorry to hear this. A lot of your money is being moved over to medicare & also helping to pay medical expenses for the millions of immigrants, legal & illegal, along with refugees who get dumped here in the States every year....
No just the opposite. Medicare got cut to push money to Obamacare.
Medicare got cut $71.8 billion a year for the next 10 years.
That was in the Obamacare bill.
Yes, this really happened to me - and to a lot of other people. This situation isn't as unusual as you think, among the self employed especially.
LOL you think this is about conservatives vs liberals. This is a national healthcare crisis that affects EVERY SINGLE AMERICAN (and some who aren't Americans).
Your problem is that you make too much taxable income.
That puts you out of the reach of any subsidy.
You need to get smarter about that and find ways to reduce your taxable income.
Your taxable income will also come back to bite you when you retire and sign up for SS and medicare as that now affects your medicare premiums and could make a port of your SS check taxable.
It didn't help me a damn bit. What, just because you like it you think anyone who got shafted should like it too? WOW ARE YOU SELF CENTERED!
No actually, we determined it helps more people than it hurts with something called math.
Nobody who was buying individual insurance pre-ACA had real insurance. Nobody. If the company can drop you for getting sick, you aren't really insured. The fact is that you were probably helped by the ACA, you're just too partisan to accept it.
Your problem is that you make too much taxable income.
That puts you out of the reach of any subsidy.
You need to get smarter about that and find ways to reduce your taxable income.
Your taxable income will also come back to bite you when you retire and sign up for SS and medicare as that now affects your medicare premiums and could make a port of your SS check taxable.
Oh come on.
We're plenty smart about about "reducing our taxable income" but we can't reduce it to the level that we would qualify for subsidies (that someone else's tax dollars are paying) unless we voluntarily make significantly less money. And how would that benefit us or the economy?
We're not going to intentionally be less successful just to qualify for more "freebies" and government benefits. Sheeze!
My point though is not that we can't afford to pay our premiums. We can. We could also "afford" to buy a house that's twice as big and twice as expensive as the one we live in now. We can "afford" to buy a new car every year if we want to, rather than driving older cars or buying used cars when we do buy. But that doesn't mean those expenses would be a smart use of our money.
We work hard for our money and for our success - we didn't inherit any of this and neither of us come from wealthy families at all. We come from generations of hard workers and many small business owners, who believed in working hard in order to provide the better things in life for their families. Why should we scale back on that intentionally, just to qualify for subsidies?????
By the way, I realize that you're talking about tax shelters and write offs. We already take the legal deductions, and contribute to tax deferred retirement accounts, that sort of thing. We're the ones who are "stuck" - that small business owner, upper middle class sort of people you hear about getting taxed and expensed to death - well, that's us. IN SPITE OF all the business tax deductions and individual deductions and tax deferred savings, etc, we still pay 33 percent of our income in taxes. AND THEN we pay our health insurance premiums, which are more than our mortgage.
DAY-um, as they say here in Texas.
And I don't expect anyone to feel sorry for us - sympathy is in short supply for anyone who's making a decent living. We're upper middle class now (NOT the wealthy by the way), but we both did our time roughing it. So I know what it's like to be poor, and to be well off.
But whether we get any sympathy from anyone or not, it makes me plenty mad to be taken advantage of. Why should we pay a higher percentage of our taxes than the Obama family" (Obama paid 20 percent in taxes this past year.) Why should we pay a higher percentage than GE, which paid 5 percent in taxes? See, we're well off enough that the government (and insurance companies and creditors, you name it) know that we'll pay our bills, but we're not rich enough to work the system to our advantage like so many of the ultra wealthy do.
No actually, we determined it helps more people than it hurts with something called math.
Nobody who was buying individual insurance pre-ACA had real insurance. Nobody. If the company can drop you for getting sick, you aren't really insured. The fact is that you were probably helped by the ACA, you're just too partisan to accept it.
How much did you say you're spending a month for insurance, with what deductible?
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