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If you have Medicaid, Medicare or Obamacare you will not go under due to massive medical bills from a health crisis.
With Obamacare you might have to pay a high deductible at some point, but that can be negotiated or paid off over time. And then again, some or all might be waived.
From our two experiences the past 15 mo. With my wife's massive trauma bills in 2017, we actually received more payments FROM BCBS and the providers than we paid out in deductibles. Too complicated to figure out why. But I rarely argue when payment is in our favor. Bills were over $1.3M. Obamacare paid the hospital only $200K and change.
In 2018 we have paid in a few thousand for her extremely complicated and expensive lymphoma treatments. In the millions, and still going.
I would wonder if her life would have been saved from the accident in some other country with 'better' HC, under similar traumatic circumstances. And how her lymphoma treatment would have gone.
There's absolutely no doubt that both you and your wife would fare much better in Canada or most countries in western Europe with respect to Health-care. Our country should be ashamed for its current Health-care course.
Instead of Repealing and Replacing the ADA, emphasis should have been focused upon Tweaking and Refacing Obamacare...
After all, it was a vast improvement over the previous American approach to Health-care. It would appear that the only Americans above any Health-care concerns are quite wealthy.
Moderately wealthy Americans should be concerned, as their financial status could drop precipitously should they face any catatrosphic medical emergency requiring multiple surguries and/or expensive medicines not covered by insurance companies.
Maximum out of pocket, including deductible, is $7,350 this year.
I often wonder what the basis is for international comparison of medical costs.
Is it the amount billed or the contractually agreed upon amount paid by insurers? My husband had a rough couple of years and I was stunned by the difference between the billed amount and the PPO amount paid.
There's absolutely no doubt that both you and your wife would fare much better in Canada or most countries in western Europe with respect to Health-care. Our country should be ashamed for its current Health-care course.
Instead of Repealing and Replacing the ADA, emphasis should have been focused upon Tweaking and Refacing Obamacare...
After all, it was a vast improvement over the previous American approach to Health-care. It would appear that the only Americans above any Health-care concerns are quite wealthy.
Moderately wealthy Americans should be concerned, as their financial status could drop precipitously should they face any catatrosphic medical emergency requiring multiple surguries and/or expensive medicines not covered by insurance companies.
America, 37th in medical care, but number one in medical innovations with the highest medical care cost in the world.
There is no money to be made from the healthy or the dead. Americans are offered foods that sicken them and then offered medications that do not heal but only prolong their life. In their autumn years whatever they have worked for throughout their lives will be plucked from their bones by a variety of medical care vultures until their money or insurance runs out. Then it's off to the funeral home where their families will pay the highest burial costs in the world.
...and we have the most expensive health care system in the world. So, then, what exactly are we paying for? Insurance companies and incompetence? Ineffectiveness? Any thoughts as to why we should not have UHC like every other developed nation in the world...?
It's a survey, and not an analysis based on actual data.
Sicker adults in Norway and New Zealand reported the highest rates of medical errors (Exhibit 4b). Among those who had a lab test in the previous two years, sicker adults in Canada were the most likely to experience delays in being notified about abnormal results.
I'm not sure Americans would be interested in higher rates of medical errors or delays on lab tests.
To measure efficiency, this report examines total national expenditures on health as a percent of gross domestic product (GDP), as well as at the percent-age spent on health administration and insurance.
That's not a proper measure of efficiency. It ignores the fact that cancer survival rates in the US are superior to others.
The finding that the U.S. lags in health outcomes despite spending so much more than other countries on health care echoes the findings in the Institute of Medicine’s 2013 report on the health of the U.S. population, which found the U.S. has worse health and premature death rates in all age groups and at all income levels.
That's a function of Life-Style and Culture. Foreign States don't have Chicagos or Baltimores where Blacks gleefully murder and maim other Blacks.
For 2009, if America had the same fatality rate as the U.K., then nearly 23,000 lives would have been saved. Of these, a little more than half (12,345) were the result of distance driven per licensed driver.
https://deepblue.lib.umich.edu/handle/2027.42/95704The study conducted by the University of Michigan concluded that the higher incidence of traffic fatalities in the US compared to other countries is the result of the distances Americans drive -- another function of Life-Style and Culture.
American diet, a contributing factor to premature deaths, is also a function of Life-Style and Culture.Universal healthcare will not alter those results.
what incentive does the private sector have to treat you better????
Especially since healthcare targets what is often a captive market.
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