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I did consulting for a regional forerunner to Esurance, and programmed in all the rates and relativites of dozens of auto insurers every month...25 years ago.
This is a well known, easily verified fact going back decades. Just check the rates every insurer has/had, even back to the 70s, and break it down by gender. Women almost always have cheaper rats, making them better insurance risks, meaning they wreck/damage cars less, which statistically points to them being better drivers.
A study has found that women are better drivers than men, based on insurance claims and accident statistics. Men have more wrecks and get more tickets.
This goes against certain commonly accepted thinking on this topic by many people. So, what do you think. Are women better drivers than men?
Those factors used do not indicate which sex is a better driver.
And if a man identifies as a woman, do they become a better driver all of a sudden? lol
Anyway, men in general disregard the law more and take risks, that in itself makes them worse drivers, but those things are intentional. Remove intention out, and in my opinion men are better drivers.
But why generalize? Everyone is an individual, there are great and horrible drivers regardless of sex.
Uhh...Shouldn't the fact men drive significantly more than women be taken into account? And women are worse when it comes to fender benders and the like.
A study has found that women are better drivers than men, based on insurance claims and accident statistics. Men have more wrecks and get more tickets.
Male drivers also seem to have more accidents than women - costing insurers more money when it comes to claims pay-outs - the research found.
Last year, two out of three insurance claims were made by men, of which 17% were fault claims.
This goes against certain commonly accepted thinking on this topic by many people. So, what do you think. Are women better drivers than men?
That's an English study on EU drivers, which is not applicable to the US.
It's even less applicable due to major cultural differences between the EU and US.
This thread should be moved to the UK or Europe Forum.
A study has found that women are better drivers than men, based on insurance claims and accident statistics. Men have more wrecks and get more tickets.
This goes against certain commonly accepted thinking on this topic by many people. So, what do you think. Are women better drivers than men?
I wish you'd included this poll option.
I am a snowflake and this thread upsets me based on my understanding of STATISTICS and ANALYTICS.
Garbage study conducted by journalism majors no doubt.
Funny seeing everyone respond though, they sure managed to stir the hornets nest which is exactly what you want when offering up click-bait.
To properly study this you'd need to perform a multivariate analysis that would include underlying exposure information as well.
Let me make a statement that exposes one of the biggest flaws.
"Male nurses are better than female nurses because the 9x more patients die under the care of female nurses than male nurses."
Some posters have already commented on that flaw of assuming equal amounts of driving by the genders.
P.S. The whole "woman drivers" meme started way before most of us was born and was due to the fact that back in the day men did almost all of the driving and so women were generally less experienced when they had to start driving like if their husband died etc. Thus it was a social construct and not any innate ability related to what equipment one has between their legs.
Uhh...Shouldn't the fact men drive significantly more than women be taken into account? And women are worse when it comes to fender benders and the like.
Perhaps they do https://www.cbsnews.com/news/men-vs-...safer-drivers/ .
"Based on miles traveled, men died at a rate of 2.5 deaths per 100 million miles traveled, vs. 1.7 deaths for women.
Those rates skyrocket for teenage drivers to 9.2 deaths per 100 million miles for males 16 to 19 years old and 5.3 deaths for female of the same age"
Quote:
Originally Posted by Mircea
That's an English study on EU drivers, which is not applicable to the US.
It's even less applicable due to major cultural differences between the EU and US.
This thread should be moved to the UK or Europe Forum.
It holds true for the US also insofar as insurance purposes.
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