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You have just seen a perfect example of the selfishness some people exhibit. They really DO NOT CARE if you have healthcare or not, they wouldn't care if you lived or died. These are heartless, self centered people who will blow their money on non essential fluff, but they bit** and moan because they have to pay a little more for something as important as healthcare !
One of my own sons was complaining about how his insurance rates have gone up, but I reminded him he makes huge money, has 6 cars, two boats, and lives in a condo where the prices begin at a million and a half. How shortsighted of him to blow money on all of that, and then complain about taking care of his own healthcare.
I am glad you have healthcare, and without Obama fighting tooth and nail for it, millions like you would be left out in the cold.
The difference is that in health care, hospitals are required to provide service regardless of insurance or ability to pay.
Car insurance for example, it is driving privilege is tied to insurance.
For health care, health care isn't tied to insurance. If you make hospitals required to provide service, we should make health care insurance (or ability to pay for it) required. If you want optional health care insurance (or proof of ability to pay), then hospitals too should have the right to turn away the dying and sick.
Honestly... I'd be ok with the draconian approach of letting people die if they were irresponsible to make sure health care costs can be covered.
The EMTLA, which became law in 1986, requires ER to stabilize patients, regardless if the patient is insured or has the ability to pay at the point of service. The requirement however, does not absolve the patient from paying for service.
There is a huge difference between stabilizing and treatment. For example, the ER does not treat Cancer.
At least 5 states, Indiana,Georgia, Kentucky, Missouri and Washington, now require state Medicaid and allow private insurers to deny benefits when the ER is used for routine/ non- emergent healthcare. Instead a 24/7 nurse line is available to help people distinguish between routine, non- emergent healthcare and a true emergency.
The objective is to substantially decrease inappropriate, repeat avoidable ER use for routine healthcare.
The ACA continues to allow states tremendous latitude to determine what the state and private insurers will pay for, including medications. Your medication may be covered in one state and not in another.
If a person didn't make sure that their health care costs were covered either by assets or insurance, they are being irresponsible. Just as irresponsible as driving without liability insurance.
Effective 2019, the individual mandate for healthcare insurance has been eliminated.
With the exception of NH, all states require a defined minimum of liability insurance for cars. Some states define it as no fault while others also mandate uninsured motorist insurance. NH is the exception in that they waive the requirement when the owner has sufficient financial resources to cover the exposure.
Auto liability insurance is sometimes misunderstood. It exists for the benefit of other people’s injuries and property for accidents you cause. It does not cover the insured party’s auto or injury.
And how about this question, Trumpees ? If Obamacare is so bad, where is the "big , beautiful healthcare plan" your leader promised you ? Where is it ? He made it so easy, "we are going to repeal and replace", he said, (he also said something about a wall, too )
Your boy has been in there almost two years, TWO YEARS, enough time to craft and sell a better package to Congress. I thought he was the deal maker, big time negotiator ? How come he can't get this one little thing done that he sold all of you ?
If the GOP can't come up with a better, cheaper plan, then don't blame Obama, blame Trump and the Republicans, they control it all, and should be able to do whatever they want.
Like Trump said "Who knew healthcare would be so hard ?"
It's interesting. There is an arch conservative (white) guy here in my town who had no insurance and refused to participate in Obama care. About two months ago he had a full blown stroke. About 10 days in ICU and acute care, 2 weeks in rehab, now outpatient therapy. Go fund me has been able to raise about 1/15th of his total bill.
This guy is likely not going to be able to go back to work and owes way over six figures for his health care which he will never pay off.
But that'll never happen to a you though. Right?
Dependent on the size of the bill, the providers may lien his property and/ or wages, should he be able to return to work
Chances are, if he has a primary home with equity in it or other liquid assets, he will file for bankruptcy- stiff the healthcare providers- you know, free load off the system.
$8000.00 deductible and you pay under $1.00 for premiums. I say BS!
Quote:
Originally Posted by AguaDulce
Just wanted to say that I am very thankful for it.
I had great health insurance for 25 years through my employer. After I moved to a different state and got a new job that couldn't offer me health insurance because of geographic limitations, my only affordable option was to enroll in an ACA plan. It worked out great for me. I make 17/hour and my monthly premium is under $1.00. The deductible is high ($8,000), but regular yearly doctor visits and mammograms are covered, and generic prescriptions are fairly reasonable.
There is no Marketplace or non-Marketplace health insurance that isn't a crappy deal. Link to one that isn't.
If one has no claim, I guess one could view all insurance as a “crappy deal”.
If I don’t die, my term life insurance is a “crappy deal”.
If I don’t cause an auto accident that injury other people or property, my liability insurance is a “ crappy deal”.
If I am not involved in an auto accident that damages or totals my car, my collision/ comprehensive insurance is a “crappy deal”.
If my house is not burglarized, my homeowner’s Insurance is a “ crappy deal”.
If my house is not damaged by fire or weather, my homeowner’s Insurance is a “crappy deal”.
If a guest is not injured on my property, my homeowner’s Insurance is a “ crappy deal”.
Most reasonable people choose to transfer these risks to a third party ( insurer) in exchange for a premium.
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