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So if you get cancer and lose your job from being ill, you should just die?
The opposite, nationalized health care, will coldly and objectively determine whether you live or die based on cost allocation and how much other "clients" will have to sacrifice.
The opposite, nationalized health care, will coldly and objectively determine whether you live or die based on cost allocation and how much other "clients" will have to sacrifice.
The opposite, nationalized health care, will coldly and objectively determine whether you live or die based on cost allocation and how much other "clients" will have to sacrifice.
Surely the proponents of a national health system do not think it will guarantee they receive timely treatment????
I think it's a great program. If you are reasonably healthy, don't go to the doctor regularly, and only use minimal medical care, the money in the HSA builds over time, like a 401k. You don't have to guess your expenses and use it all in one year, like a cafeteria plan. The balance in the HSA goes with you when you switch jobs, or if you retire. The smart thing to do would be to deposit heavily first year or two until your deductable could be made up in the the HSA.
It offers some options. For example, I'd like to get Lasik at some point, but don't have the cash, nor do I want to pay it all in one year under a cafe plan. The HSA would be great, savings can be accumulated over time and when there is enough I could go ahead with the surgery. Same on glasses, or other medical expenses that can be somewhat "time discretionary".
We need to get over the idea that insurance is to pay for every little medical expense. Insurance on your car doesn't pay for oil changes, it covers major "emergiencies". Health insurance should be the same way, this would go a long way to reducing costs. And perhaps keep some people away from the doctor over every little ache, pain or sniffle.
I haven't been to a doctor in around 12 years (with the exception of stitches a couple of times)...yet still have an expensive, "low" deductable program. No real benefit to me, whereas the HSA would have. My expenses were below my "low" deductable and hence out of pocket, with the HSA I'd have been able to utilize it.
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