Census Bureau Report; 47 million uninsured? Hogwash (unemployed, wage, healthcare, independent)
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Ask yourself this question: why is it that HappyTexan, above, can insure his family for $200.00 per month and it costs you $1000.00 per month? Is it because insurers are less crass and greedy in Texas? Or is something else at work here? I can't answer those questions for you because I don't know where you live. But I can tell you that here in Maine our premiums are comparable to yours and the reason is state regulation. Our neighbor, New Hampshire, is comparable to Maine in size and population. Yet their insurance premiums are a third of Maine's. The difference? New Hampshire does not have community rating (where everyone is charged the same rate no matter the actuarial cost of insuring them) and guaranteed issue. This session the Maine legislature (Dem dominated) defeated a proposal to allow Mainers to purchase health insurance across state lines. So we're trapped. The moral of this little story is that state government meddling has made purchasing health insurance more costly. What do you think federal government meddling will achieve?
You have to ask youself WHY the government has defeated that..
Government IS corrupted BY insurance companies.
However, THAT would make any bill that the insurance lobby is terrified of most likely a good one. WHy? Because that would mean there are things in the bill THEY didn't buy.. Hence the money they throw into defeating what is otherwise good for the nation.. bad for their profits or forces them to actually change their model.
Insurance lobby money and fear mongering killed reform in 94.. and they are at it again.. all so that they can keep raping the American public.
Ask yourself this question: why is it that HappyTexan, above, can insure his family for $200.00 per month and it costs you $1000.00 per month? Is it because insurers are less crass and greedy in Texas? Or is something else at work here? I can't answer those questions for you because I don't know where you live. But I can tell you that here in Maine our premiums are comparable to yours and the reason is state regulation. Our neighbor, New Hampshire, is comparable to Maine in size and population. Yet their insurance premiums are a third of Maine's. The difference? New Hampshire does not have community rating (where everyone is charged the same rate no matter the actuarial cost of insuring them) and guaranteed issue. This session the Maine legislature (Dem dominated) defeated a proposal to allow Mainers to purchase health insurance across state lines. So we're trapped. The moral of this little story is that state government meddling has made purchasing health insurance more costly. What do you think federal government meddling will achieve?
I'm located in New Jersey. I believe that says enough.
Notice on page 30 - 9 million non-citizens (aka, illegals).
Health Care Lie: '47 Million Uninsured Americans' (http://www.businessandmedia.org/articles/2007/20070718153509.aspx - broken link)
So, what's really the number? More like 15-18 million uninsured that truly cannot afford to purchase HC coverage.[/quote}It is certainly NOT true that all non-citizens are here illegally.
if the USA is #37 in HC, then why do so many people on the planet come to the mayo clinic and other top facilities in the USA, tell them to stay home in their own countries.
You have to ask youself WHY the government has defeated that..
Government IS corrupted BY insurance companies.
However, THAT would make any bill that the insurance lobby is terrified of most likely a good one. WHy? Because that would mean there are things in the bill THEY didn't buy.. Hence the money they throw into defeating what is otherwise good for the nation.. bad for their profits or forces them to actually change their model.
Insurance lobby money and fear mongering killed reform in 94.. and they are at it again.. all so that they can keep raping the American public.
power corrupts, all you have to do is to look at washington dc to see this.
I would rather be raped by the insurance companies trying to make a profit, than be screwed over by our corrupt goverment only looking to steal more money out of our pocketbooks to pay the HC of those that dont want it or cannot pay for it.
Notice on page 30 - 9 million non-citizens (aka, illegals).
Dear Sanrene,
Before you start threads, please make sure you don't make a fool of yourself in front of others, with an utter lack of comprehension for issues you want to highlight.
Non-citizens aren't "AKA Illegals". In your world, may be. Not in America. Non-citizens will include green card holders, and those on work/business visas. Many of them probably pay more in taxes and contribute to the economy than you do.
Quote:
Originally Posted by HappyTexan
Actually it's salaries and US overhead costs like SS and unemployment insurance and 401K matches.
A typical US programmer costs a company about $250K (not the programmer salary but the cost to the company including their salary).
Ship that job to India and the cost is now about $90K (to the company including the salary).
Health care may be part of it, but not the main part. These jobs have been going offshore since about 2000.
In the 1980s, jobs were offshored. They started to come back in the 1990s. But many projects were offshored. This is true for every company I've worked with. My current employer started sending jobs over to India (now with over 2K programmers, while virtually all programming jobs are dead here), beginning in 2002. The idea, as you say, was indeed to save costs, please Wall Streeters at the expense of local economy.
And not only does it costs less to hire people in India, it also does so because in India employers aren't burdened with providing excessive cost benefits like health care. India has a hybrid system, government run health care system for all, and private facilities for those who have insurance or can afford to pay without it. Pension plan etc are also there. There are many protectionist policies as well, which will be quickly labeled as socialism in America, as if it were a terrible thing. I know, because virtually all of my programmers are in India. I've been asked to let go two dozen people here over last five years, and hired dozens in two offices in India.
Quote:
Originally Posted by HappyTexan
I'm paying $200/month for family under Aetna. Nothing fancy..PPO plan. Could go cheaper if I went HMO but I want to make the choices via PPO.
That is unlike the plans I've heard of, for some of my friends (all Texans). They are all single to begin with and no company has quoted them any less than 12-15% of their income (hence they are in no position to buy one). In one case, continuously denied for pre-existing condition. She uses a "socialistic" free clinic run by a non-profit in Lewisville, TX, for regular needs, and sometimes ER to get by.
I will be very surprised if the $200/month family plan you speak of, weren't sponsored by your employer. In fact, a lot of small business could benefit by simply pointing to plans like yours if they actually existed. As it stands now, the average cost to the employer for a family plan is more than $1000/month.
if the USA is #37 in HC, then why do so many people on the planet come to the mayo clinic and other top facilities in the USA, tell them to stay home in their own countries.
The problem isn't health care providers. It is access to those health care providers... the middle men, AKA health insurance companies. In fact, the middle men are seen as a problem even by health care providers but I don't expect you to speak for them.
People visiting from other countries don't have to deal with the middle men that you so vehemently speak for.
He always says 47 million people IN America meaning he wants to cover all those illegals.
Its called get a job people, if you do not have insurance then you either are a loser who have never worked or did something to yourself like smoke or drink etc to stop your chances of getting it.
Most hard working people who have taken care of themselves have insurance so why should those of us who do pay for those who do not?
Get a job or two and pay for your own damn insurance.
Lets sign all those illegals up with ObamaScare so we know who they are and where they are and then start the planes out of here with all of those criminals back to where they belong.
Screwy.
First, complain how the illegals are taking all the jobs.
Then, complain how all the illegals are lazy bums.
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