Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Real Estate
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
Old 12-04-2009, 04:13 PM
 
667 posts, read 1,847,841 times
Reputation: 516

Advertisements

I am looking at a duplex. I would live in one half, and tenants already live in the other side. (a family, mom dad and kids)

I had it inspected and the inspector told me there is no firewall. (It is an old farmhouse converted into a duplex.)

Can anyone tell me all the drawbacks of having no firewall? Will that affect resale? Is it dangerous? Can I buy insurance?

Thanks.
Reply With Quote Quick reply to this message

 
Old 12-04-2009, 04:19 PM
 
Location: Tempe, Arizona
4,511 posts, read 13,575,100 times
Reputation: 2201
Well, it's only dangerous if there's a fire . If he's referring to no firewall between the units, that means if a fire starts in one, it can easily spread to the other. You should check local code requirements, and call your insurance company.
Reply With Quote Quick reply to this message
 
Old 12-04-2009, 04:23 PM
 
28,455 posts, read 85,332,804 times
Reputation: 18728
Sorta annoying that the inspection report did not have more details...

I would check with the insurance agents to be 100% sure, but generally if the property is old and the previous owners have insured it (which is all but certain...) then you can too. Might need a special "multi-family attached" rider that costs a little more, but almost certainly NOT a deal killer.

Depending on other construction details (shared attic space, plaster-on-lath walls, radiators vs forced-air heat) the firewall may not be the most important bit of info about the overall level of risk of fire or contamination from the other half of the duplex.

You need to weigh the VALUE against that presented by similar properties that may have broader appeal / less downside, something that is an individual choice...
Reply With Quote Quick reply to this message
 
Old 12-04-2009, 04:42 PM
 
667 posts, read 1,847,841 times
Reputation: 516
Quote:
Originally Posted by rjrcm View Post
Well, it's only dangerous if there's a fire . If he's referring to no firewall between the units, that means if a fire starts in one, it can easily spread to the other. You should check local code requirements, and call your insurance company.
He is referring to no firewall between units.
Reply With Quote Quick reply to this message
 
Old 12-04-2009, 05:00 PM
 
667 posts, read 1,847,841 times
Reputation: 516
Quote:
Originally Posted by chet everett View Post
Sorta annoying that the inspection report did not have more details...

I would check with the insurance agents to be 100% sure, but generally if the property is old and the previous owners have insured it (which is all but certain...) then you can too. Might need a special "multi-family attached" rider that costs a little more, but almost certainly NOT a deal killer.
I walked around with the inspector today and I can ask him more questions because I have his phone number. If I make an offer on the house and it is accepted, he will do a more thorough inspection. I am glad you think it is not a deal killer.

Quote:
Originally Posted by chet everett View Post
Depending on other construction details (shared attic space, plaster-on-lath walls, radiators vs forced-air heat) the firewall may not be the most important bit of info about the overall level of risk of fire or contamination from the other half of the duplex.
The house is all plaster and has oil, forced air heat. I believe the attic is separate--but a wall, apparently mandated by the rental code, prevents access to the attic stairs.


Quote:
Originally Posted by chet everett View Post
You need to weigh the VALUE against that presented by similar properties that may have broader appeal / less downside, something that is an individual choice...
thanks for the reply/advice!
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Real Estate
Similar Threads

All times are GMT -6.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top