Would you date somebody in serious debt? (ugly, problems, reason)
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Same job, same company. I don't believe that we should TRY to own things, myself. If you took an inventory of things I actually "own", you'd find clothing and toiletries. Everything else in this apartment belongs to my room mate. Even if she purchased it with my income, it was her desire to own it, so it's hers when she leaves.
So THAT is your mentality, that makes sense now. Of course it's not just a place to live in, it's an investment. Pay rent for 10 years or buy something that's going to give you back twice what you paid for it, and thereby allowing you to buy something else? Hmmm...
Why would you want to bounce around like that, instead of setting down roots?
Same job, same company. I don't believe that we should TRY to own things, myself. If you took an inventory of things I actually "own", you'd find clothing and toiletries. Everything else in this apartment belongs to my room mate. Even if she purchased it with my income, it was her desire to own it, so it's hers when she leaves.
You find the fact that you own absolutely nothing in life a good thing? To me that's just SAD. But hey, whatever floats your rented boat.
I'd be more inquisitive about how she racked up 80 grand and did her parents help her at all with this and if not?
A lot of people galavant around the world under the guise of educational experience.
I know one woman I dated had almost $100,000 of loans, she was pursuing her PhD in Theology or something like that, she had traveled all over the world for "research", of course all expenses added to the loan.
That's great if you can make that work and WANT to do that. But home ownership is not for everybody just because they can afford it. Remember you have $3k minimum closing costs plus any realtor commision when you buy and sell a home.
Whenever you pay cash for a house you are forfeighting the interest that capital could have gained you in the stock market. And historically, the stock market outperforms the real estate market. It isn't like you live there for free. Dave Ramsey is full of pig ___ if you ask me.
Personally I've about had it with home ownership. I dont collect junk, dont need the room, am tired of fixing and mowing and shoveling, and would like to move more often than every 5 years. I'm going to lose out big now if I transfer to another job because I am on the wrong end of the housing market curve.I know, I know, this is the time to buy...
That's great if you can make that work and WANT to do that. But home ownership is not for everybody just because they can afford it. Remember you have $3k minimum closing costs plus any realtor commision when you buy and sell a home.
Whenever you pay cash for a house you are forfeighting the interest that capital could have gained you in the stock market. And historically, the stock market outperforms the real estate market. It isn't like you live there for free. Dave Ramsey is full of pig ___ if you ask me.
Personally I've about had it with home ownership. I dont collect junk, dont need the room, am tired of fixing and mowing and shoveling, and would like to move more often than every 5 years. I'm going to lose out big now if I transfer to another job because I am on the wrong end of the housing market curve.I know, I know, this is the time to buy...
Homeownership isn't for everyone, absolutely. If you don't think it's a worthy investment and don't want to deal with fixing things yourself, then don't get into it. The point in my posts earlier was to prove that just because you're renting, doesn't mean you're debt free. For people that have bad credit and can't get approved for a mortgage, then renting is the only option. But to be naive and say that you're saving money, have more freedom from debt, and life is just peachy being a renter--that's what I have a problem with. Trust me, I've been a renter. I'd take my $540/mo. mortgage payment over dealing with a landlord any day.
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