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You can call LL's greedy or not, your choice. I am a landlord and really have little interest in your feelings about me.
You certainly do have the right to purchase a home, tiny or otherwise. And, in fact, www.hudhomestore.com has houses in just about every price range. Preference is given to owner occupants and favorable buying terms are available only to buyers that want to live in their homes.
To buy a house -- tiny or otherwise -- you need a steady paycheck and a history that shows you pay your bills. You can be a burger flipper, a shoe shine laborer, a retail clerk or an astronaut. You simply need a record that reflects the willingness to earn a living and pay your bills.
??? How do I have the right to purchase a home? I once rented a guest house and when the owners moved out of the area, they put the property up for sale. I tried to buy the guest house and the owners were willing but the lot could not be split and I couldn't afford to buy the entire lot and the two houses on it. Every zoning code I've seen - and that's quite a few - considers a guest house an Accessory Dwelling Unit (ADU) and specifically prohibits segregation of ownership. Minimum lot sizes have long served as exclusionary tools to prevent the economically unwanted from buying homes.
In general, homes that poor people could afford to buy are legally precluded from being sold - they are legal to rent but not to buy. I believe in buying only what I can afford, but property owners are not allowed to sell me what I can afford. If the cheapest house is priced at $100K, no burger flipper is going to be able to buy it.
Whooohooo! Lets blame all of our current problems on our parents! At some point its all YOU. You can choose to overcome past obstacles and work your damndest to catch up, or you can complain about how unfair life is on a forum. From that sentence above you've already set yourself up for failure, made a big ol excuse for yourself didn't you?
Are you able bodied? Are YOU a druggie or an alcoholic? You obviously have a brain, and can type since you accomplished the above and with a nice big word "sequentially". Sounds to me like you're the only thing standing in your way right now, you and your preconceived notion about how you think all 85ish years of your life will turn out. If there is a will, there IS a way. But you have to have the will first instead of playing the "my research says" victim game.
There are VERY few people who had a great childhood. Everyone has a story.
Actually, I'm not able bodied or maybe I'm temporarily able bodied, I have an obscure neurological problem that is expected to ultimately kill me, although I'm still able and working. Having a time clock ticking gets in the way of planning, a five-year plan seems like a waste if you don't live that long. So no, I'm not expected to live close to 85 years. And I'm not a druggie or alcoholic but effectively I am a social cripple. I was traumatized at a very early age and have never fully recovered. I've been told that I did not talk until I was four. How messed up is that? Since I lack marketable skills, I'm not in a position to make enough money to throw at my problems in order to resolve them. I have to do everything myself, the hard way.
I'm guessing you don't know much about people who are raised by alcoholics.
That's your choice. Information about how money works and how to earn it is readily available out there and it is free in many locations.
You can passively float through life making excuses and rationalizations about how nothing is your fault, or you can put some effort in and learn how it all works and then go for it and improve your lot in life.
Your options for escape are entirely up to you.
??? I've taken quite a few of those so-called financial literacy tests and the tests seem to suggest I am fairly knowledgeable (above average) about how money works. Which can be fairly useless if you don't have any money to work with.
No, I'm saying that no one (including the govt) owes you anything. You want to own a home? Save some money and buy a home. It's really that simple. People do it all the time.
Sadly, I dont' think you'll be a homeowner anytime soon; it involves work and effort on your part, I can tell you aren't willing to do anything above bare minimum.
If I can't afford a McMansion on 1/4 acre, why shouldn't I have the option of buying a tiny home on 2,500 sq feet? Perhaps you have no problem using zoning to keep people with less money than you from buying a home? Are property rights for all Americans, or only for your economic peers?
If I can't afford a McMansion on 1/4 acre, why shouldn't I have the option of buying a tiny home on 2,500 sq feet? Perhaps you have no problem using zoning to keep people with less money than you from buying a home? Are property rights for all Americans, or only for your economic peers?
Then buy a smaller, cheaper home. Stop trying to buying guest houses that can't be legally sold. Why do you think the govt (and it's laws)have to bend for you? They don't.
As for talking at age four...that's very common..you're not that special..sorry.
If I can't afford a McMansion on 1/4 acre, why shouldn't I have the option of buying a tiny home on 2,500 sq feet? Perhaps you have no problem using zoning to keep people with less money than you from buying a home? Are property rights for all Americans, or only for your economic peers?
Actually, I'm not able bodied or maybe I'm tempor. I saidily able bodied, I have an obscure neurological problem that is expected to ultimately kill me, although I'm still able and working. Having a time clock ticking gets in the way of planning, a five-year plan seems like a waste if you don't live that long. So no, I'm not expected to live close to 85 years. And I'm not a druggie or alcoholic but effectively I am a social cripple. I was traumatized at a very early age and have never fully recovered. I've been told that I did not talk until I was four. How messed up is that? Since I lack marketable skills, I'm not in a position to make enough money to throw at my problems in order to resolve them. I have to do everything myself, the hard way.
I'm guessing you don't know much about people who are raised by alcoholics.
Yeah and I just knew there would be a nice piece of fiction to go with the wine.
I do know people raised by alcoholics, and they don't whine on forums, their too busy. As for the rest of it your pattern here is that of other whine posters, most likely fiction since you don't care for dealing with reality.
You and those like you come on these forums just whining and complaining away, if you really had some "obscure neurological condition" and the rest of it, preventing you from working effectively you'd say so up front, not story it in later in an attempt at a guilt trip.
And I have news for you, we're all social cripples in one way or another. Everyone has a story, 99% of us have to do things ourselves, the hard way, I bought a 90k fixer upper house with minimal money. When I had less I rented rooms, and did not complain about it. And worked and spent my time in the internet, when it became available, taking free courses. I have physical conditions that make my future quality of life uncertain at best, and we could all get hit by trucks today making anything we previously did a total waste of time.
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Why do you think the govt (and it's laws)have to bend for you? They don't.
