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I'm writing because I happen to check my credit score today, and there's a bill for $711 sent to collections from an old apartment complex where I used to live. When I called the apartment to find out why they sent this bill to collections, they told me it was for broken counter tops and cleaning fees. To begin, I can't imagine what I could have done to break counter tops, so this is a lie, and secondly, I clean houses for a living, I know for sure I didn't leave the apartment dirty. Also, I've had the same phone number for the last 5 years, and I provided my forwarding address. No attempt to contact me was ever made. I even called a couple of months after I moved out to make sure everything was ok, and I was told I had nothing to worry about. I don't have any letters received from this company (apartment complex) or the collection agency they sent the bill to. I only have the collection claim on my credit report. Is there anything I can do? Or would I just have to pay for the damages?
Thank you for your time and advice,
Jessy
Last edited by Ultrarunner; 02-25-2015 at 02:49 PM..
You can issue a protest to the credit agency. Make the complex prove you owe it. Request documentation. Unfortunately, apartment complexes seem to issue demands for payment for such things long after you r gone.
It will take time and effort to protest the collection and the validity of the charges. In the meantime, your credit report will have it listed as protested until you can get it erased.
File a dispute with all 3 credit agencies and see what shows up. They will have to prove you are responsible for the bill.
I smell a lawsuit too, I think the OP could file one. It's amazing they just sent it to collections and didn't file their own suit. Because the OP would be able to counter suit.
I smell a lawsuit too, I think the OP could file one. It's amazing they just sent it to collections and didn't file their own suit. Because the OP would be able to counter suit.
Let's see, you are advising someone to jump into a lawsuit before the person takes even a first step. Also, it's "counter sue" not counter suit. The suit is the thing and sue is the action.
Last edited by Ultrarunner; 03-01-2015 at 07:43 PM..
Let's see, you are advising someone to jump into a lawsuit before the person takes even a first step. Also, it's "counter sue" not counter suit. The suit is the thing and sue is the action.
Why bother to wait for the LL to make the first move? That's why they have the upper hand.
Last edited by Ultrarunner; 03-02-2015 at 10:30 AM..
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