Life on only $433 (65+, pensions, supplement, social security)
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I am 65. Retired 3 years ago. My pension is only $433. I applied for Supplemental Security Income but twice denied because of my wife that working and making annually $15000. Poor survival of life.
Is there a chance of any increase?
I am 65. Retired 3 years ago. My pension is only $433. I applied for Supplemental Security Income but twice denied because of my wife that working and making annually $15000. Poor survival of life.
Is there a chance of any increase?
So you retired at age 62. When you say pension, do you mean "pension" or do you mean Social Security Retirement Benefits?
Although I am not yet retired and have significantly higher income (but by no means "affluent" or blessed with a lot of disposable income) I would find it difficult to reply intelligently. However, I do know people - several, in fact - that manage to make do on very modest incomes.
From the people I know, the trick is to research and take advantage of every single program out there for seniors. Subsidized housing. Free lunch programs. Food stamps. Free health care at city or county clinics. Many of these people give up their cars and no longer have to pay for gasoline, repairs, tires, insurance, etc. In my city and county all buses, subways, trolleys and trains are free for seniors 65+ (paid for by the state lottery) ... even suburban trains are deeply discounted (for example: the trains to Atlantic City = 60 miles each way) would cost me $3 round trip.
If there is a Senior Center there can be a wealth of information to help a person on limited income cope with life issues.
I am 65. Retired 3 years ago. My pension is only $433. I applied for Supplemental Security Income but twice denied because of my wife that working and making annually $15000. Poor survival of life.
Is there a chance of any increase?
There are some programs out there but you need to keep looking. If there is a church group in your area they can be a big help. Some programs for meals on wheels too.
Quote:
Originally Posted by Mircea
So you retired at age 62. When you say pension, do you mean "pension" or do you mean Social Security Retirement Benefits?
There is a vast difference between the two.
It does sound like it don't it? A work history with lots of breaks and low pay would net a SS at 62. It would have been a better choice had he waited (if possible) to age 66 but... that is water under the bridge now isn't it?
I am 65. Retired 3 years ago. My pension is only $433. I applied for Supplemental Security Income but twice denied because of my wife that working and making annually $15000. Poor survival of life.
Is there a chance of any increase?
Social security is tied to CPI, but there has not been any for about 3 years now. Some pensions have cola increases but many do not. Not sure which you are referring to. With your wife's income, you are not considered low income enough for many gov. assisted programs. However, depending on where you live, there are still senior discounts available but the availability is very dependent on the state you live in. Blue states generally have more available for lower income people. Red states can be pretty harsh sometimes when it comes to any aid.
I am 65. Retired 3 years ago. My pension is only $433. I applied for Supplemental Security Income but twice denied because of my wife that working and making annually $15000. Poor survival of life.
Is there a chance of any increase?
If you worked and paid into Social Security you should be applying for SSDI, it is not need based, it's determined by your SS wages. I think we need more info to offer any suggestions
If you worked and paid into Social Security you should be applying for SSDI, it is not need based, it's determined by your SS wages. I think we need more info to offer any suggestions
Where does the OP mention that he is disabled? Or, are you advocating he commit fraud?
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