Social Security Through A Spouse Question (55, spouses, years, married)
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
If a spouse who is getting part of their ex-spouse's ss (as they don't have enough quarters to be eligible on their own but were married to their ex over 10 years) passes away first, does the surviving spouse whose ss they were getting, then start getting their full eligible ss amount (including the part that going to the deceased spouse)?
All spousal benefits end when one of the parties dies .
Everyone only gets one check
The surviving spouse can take their own or survivor .
They can take survivor first and let theirs grow if that is higher or they can take their own first while waiting for fra to take survivor..which ever works out better
The spouse getting the spousal SS does not take anything away from their ex-spouse. The ex-spouse always receives the full amount of SS they are entitled to. It's not split between the two people. There was no "part" going anywhere.
If a spouse who is getting part of their ex-spouse's ss (as they don't have enough quarters to be eligible on their own but were married to their ex over 10 years) passes away first, does the surviving spouse whose ss they were getting, then start getting their full eligible ss amount (including the part that going to the deceased spouse)?
If I understand your question correctly, it seems you are under the mistaken idea that Person #1 by collecting a spousal benefit based on the work record of their (current or former) spouse, Person #2, is in some way reducing the benefit that Person #2 is collecting. That is not true. Person #2 collects a benefit based on their work/earnings record. It is neither increased or decreased by a spouse, an ex-spouse, or the death of a spouse or ex-spouse.
Spouses (and ex-spouses) who get a spousal benefit do not affect what a person gets based on their own work/earnings record. It's not "taken out of" their own earned benefit. It's for the benefit of the spouse, but not at the expense of the higher income earner.
If I understand your question correctly, it seems you are under the mistaken idea that Person #1 by collecting a spousal benefit based on the work record of their (current or former) spouse, Person #2, is in some way reducing the benefit that Person #2 is collecting. That is not true. Person #2 collects a benefit based on their work/earnings record. It is neither increased or decreased by a spouse, an ex-spouse, or the death of a spouse or ex-spouse.
Spouses (and ex-spouses) who get a spousal benefit do not affect what a person gets based on their own work/earnings record. It's not "taken out of" their own earned benefit. It's for the benefit of the spouse, but not at the expense of the higher income earner.
Correct, so OP's spouse won't be getting anything extra once the ex passes.
I imagine this misunderstanding comes from the way people commonly refer to a lower income earning spouse as "getting half" of the other spouse's benefit. I can see how phrasing it that way could lead to a wrong impression.
I imagine this misunderstanding comes from the way people commonly refer to a lower income earning spouse as "getting half" of the other spouse's benefit. I can see how phrasing it that way could lead to a wrong impression.
You are also here people say stuff like “it’s my money, I earned it”, and I get the reasons politically they say that, but the money you put in was spent long ago. Stuff like that contributes to the confusion
If a spouse who is getting part of their ex-spouse's ss (as they don't have enough quarters to be eligible on their own but were married to their ex over 10 years) passes away first, does the surviving spouse whose ss they were getting, then start getting their full eligible ss amount (including the part that going to the deceased spouse)?
They have to have been married at least 10 years And to Not have remarried until 60 or later in order to be able to claim a survivor's benefit.
If a spouse who is getting part of their ex-spouse's ss (as they don't have enough quarters to be eligible on their own but were married to their ex over 10 years) passes away first, does the surviving spouse whose ss they were getting, then start getting their full eligible ss amount (including the part that going to the deceased spouse)?
Spousal benefit on the death of the other becomes survivor benefit.
Someone with not enough credits on their own still won't have much when they turn 70. Someone with a good job thru their 60's may be able to delay until 70. They would get one but not both. Congress did away with double dipping.
Spousal benefit on the death of the other becomes survivor benefit.
Someone with not enough credits on their own still won't have much when they turn 70. Someone with a good job thru their 60's may be able to delay until 70. They would get one but not both. Congress did away with double dipping.
also they did away with claiming benefits from the ex-spouse first, and then switching over to their own once they got older. that is only available if a person is born before a certain year.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
